Grace in the Jungle: Thriving in Faith, Family, and Finances as a Woman Entrepreneur

anthony: 00:00:00

Hey, it's Anthony here.

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We're excited to share a special

episode featuring Crystal's recent

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presentation from the Whole Hearted

Abundance Summit, hosted by Amy

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Wicks of the Simply Hearted Podcast.

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Since many of our listeners are

entrepreneurs, we thought you'd love

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crystal's, encouraging talk called grace

in the jungle, thriving in faith, family,

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and finances as a woman entrepreneur

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intro: a fast growing number

of parents are starting their

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homeschooling journey while others

have been homeschooling for years.

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All of these parents are asking one big

question, how can I afford to homeschool?

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We are here to answer that

important question once and for all.

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Hi, I'm Crystal Obby.

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And I'm Anthony Obby.

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We've been homeschooling our five

kids for 13 years and we funded it.

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Through our online consulting business

that we've been running for over 17

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years now, we're combining Crystal's

financial coaching expertise with my

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digital marketing background where I help

entrepreneurs launch and sell online.

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We're here to help fellow homeschooling

parents self-fund their homeschool

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journey and create lifestyle businesses.

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For financial freedom without a nine to

five job, are you ready to start living

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life on your own terms and make your

homeschooling experience a lot more fun?

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Well then sit back, crank up

the volume, and enjoy this

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episode of Homeschool Money.

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As women entrepreneurs, we often feel like

we're navigating a wild jungle, balancing

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faith, family, and finances, while facing

uncertainty, setbacks, and overwhelm.

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But just like in any jungle, there's a way

to move with grace, strength, and divine

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wisdom instead of feeling lost or stuck.

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This talk will equip you with the mindset,

strategies and faith field principles

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to thrive in every area of life.

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There are five key takeaways I

want you to get from this talk.

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Accept the call in your life.

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Increase your capacity for impact,

accelerate your progress on your goals.

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Discover resources and provisions to

accomplish your goals, and then of

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course, prevent burnout, especially

during times of transition or crisis.

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There are three top activities

we're gonna focus on.

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Number one is gaining clarity

about your own personal jungle.

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Number two is we're gonna create

a vision for walking and grace.

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Number three, we're gonna build

confidence so that you can

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thrive and not just survive.

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My name is Crystal Obie and I'm the

co-founder of Life and Launches,

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a direct response copy and launch

firm that helps coaches, course

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creators, and entrepreneurs craft

high converting messaging and

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marketing campaigns that drive sales.

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I'm a certified Enneagram coach, have

a master's degree in life coaching and

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mentoring, am a doctoral candidate and

am married to my college sweetheart.

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Anthony and I have been married

23 years and we homeschool our

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five kids in Dallas, Texas.

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I included a picture here of us with our

five kids because today is family day and

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a big deal for me was to have five kids.

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Anthony and I both always wanted five

kids, and we ended up having to go through

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nine pregnancies to get to our five kids.

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We have four miscarriages and two

near death experiences, so family

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is huge for us and I'm so glad to

be able to encourage you today.

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Just in case you're wondering,

I'm an Enneagram eight and

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Anthony is an Enneagram one.

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Now.

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I prayed and prepared for this message by

imagining what I would say to you if we

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were sitting next to each other talking.

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I considered my own goals and

life priorities and decisions

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that I've had to make.

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I prayed over a lot of scriptures that

have really helped me and played back

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conversations that I've had with clients.

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I thought about how one of my favorite

TV shows is called I Shouldn't Be Alive.

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I just love watching

people overcome challenges.

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There was this one episode where a guy

was lost in the jungle and it totally

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seemed hopeless that he was gonna

make it out, but ultimately he did.

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One day we watched a movie called

Jungle and it turned out to be

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based on the same story that we

watched on I Shouldn't Be Alive.

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And it was an incredible movie,

and I recommend you check it

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out if you ever get a chance.

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Now, women entrepreneurs face the

challenge of keeping our faith

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strong, our family nurtured,

and our finances in order.

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One of the definitions of a jungle is

a situation or place of bewildering

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complexity or brutal competitiveness.

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This definitely reminds me of being

a woman entrepreneur sometimes.

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The first question I want you to ask

yourself today is, what is my jungle?

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What exactly is on your plate?

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Once you've asked the first

question of what is your jungle?

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I want you to think about the second

question, which is, how did I get here?

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crystal commercial 1: Hey, real

quick, if you're liking the show,

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hit follow so you don't miss a single

episode and drop a five star rating

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and a review to let us know that

you're loving the content and tell us

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what topics you'd like us to cover.

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This will help more people find

the show, and please share this

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episode with a friend, your

co-op, or anyone who needs it.

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They'll be glad you did.

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Now, back to the show.

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You may look at your life sometimes

and just really wonder just,

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you know, how did I get here?

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And I have noticed there are

three ways life can get chaotic.

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The first way is what I call camping.

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That means that's when you

signed up to be here, and you

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have just become overwhelmed.

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It's things that you've wanted to do.

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You signed up and you just keep adding to

the plate and you just get overwhelmed.

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But you asked to be here.

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The second thing I've noticed is

that people wander into places.

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So basically you drifted because

you said yes to too many things

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and you just need more boundaries.

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You just keep overcoming, um, things that

you should be saying no to and saying

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yes to things, and you end up kind of

drifting off of the path that you were

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on, and that can lead to overwhelm.

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The third thing I've noticed is

that people get into situations

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because they basically crash there.

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There's unexpected crisis or

transitions that create some

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unfortunate circumstances.

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Now, no matter what is on your plate

and no matter what your jungle is

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made of, it is very critical that

you are clear about your priorities.

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Anthony and I do an annual planning

meeting and we discuss what is the

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one thing we can do in each category

of life for the next year so that

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we can go to the next level of

thriving, and we only include one

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thing when you're in a real jungle.

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There are some specific priorities

you have, and I looked them up.

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It's finding drinking water, building

a shelter before nightfall, creating

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a weapon or tool for making things

and finding a source of food.

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Your priorities and your faith, your

family, and your finances should be

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focusing on the basics and release any

guilt about any unrealistic expectations.

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You can't do it all.

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That leads us to question number three.

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What is your top priority in

each of these areas of life that

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is essential for your survival?

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So what's your top priority in your faith,

your family, and your finances right now?

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And just list just one thing.

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Your top priority.

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As a woman in business, you need to be

aware that outside of the regular everyday

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challenges in life, there are real

threats and enemies that can take you out.

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In the real jungle, there are

some dangers of falling trees,

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slippery rocks, sunstroke sunburn,

heat, stroke, dehydration disease,

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mosquitoes, and venomous snakes.

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The your dangers are basically anything

that can hinder or kill your faith,

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hurt your family, or ruin your finances.

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For question number four, I want

you to take a moment and just

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identify any threat that you.

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Have thought of that you

need to address today.

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There may be a threat in your family.

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It may be a threat in your, uh, uh,

your finances or a threat in your faith.

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But as we're talking here, something has

come up and I want you to take the time to

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write that down right now 'cause there's

a threat that you need to address and I

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want you to deal with that starting today.

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Now, women entrepreneurs face

unique challenges that can create

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risk in family, faith and finances,

if not carefully navigated.

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So I've got some dangers here

that I want you to take a look at.

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For faith, we've got drifting from God.

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The pursuit of success can lead to

prioritizing work over spiritual

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disciplines like prayer, bible

study, and church involvement.

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Then worldly influences.

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That's the pressure to conform to

secular business standards may lead to

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ethical compromises or a mindset that

prioritizes profit over your integrity.

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You might face an identity

crisis that's it's easy to find

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self-worth in business achievements.

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That's always easy rather than in

Christ leading to pride or insecurity.

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And last isolation from

Christian community.

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Entrepreneurship you already know

can be lonely, and if faith-based

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relationships aren't nurtured, spiritual

accountability and support can fade.

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So I'm so glad that you're

attending this summit today.

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Next, under family, we have

neglecting family relationships.

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The demands of business, constrain

marriages, parenting, and outside

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relationships, like extended

relationships leading to emotional

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distance and lack of quality time.

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There can also be role confusion.

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You know, Anthony and I work

together and I know that balancing

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business and leadership with family

roles can be difficult sometimes

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leading to resentment or guilt.

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That's something you

have to, to watch out.

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We all know that burnout and stress

can be at the top list of dangers, and

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because over overworking can result

in exhaustion, making it harder to pre

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be present and engage with loved ones.

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And one thing that I know a lot

of people are always working

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on is lack of boundaries.

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Tony Comm 1: Hey, friend, quick break.

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If you're ready to fund your homeschool

without relying on a nine to five

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job, you have to check this out.

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We're giving you instant access to.

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Our free class is called Get 30,000

a year to Fund Your Homeschool

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Without a nine to five job.

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In just 90 minutes, you'll learn

how to create consistent income.

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Afford a world-class education for

your kids and get the lifestyle freedom

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you deserve, that's gonna give you

more time to invest into the people

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that matter the most, your children.

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This is the system that changed everything

for us, and it's changed everything

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for hundreds of other families too.

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Go to homeschool money.com

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to register and watch the free

class on demand and get our

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newsletter full of tips and support.

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Don't wait.

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Your freedom starts right now.

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Bringing work home constantly can blur the

lines between business and family life,

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making it hard to truly rest and connect.

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Anthony and I have had to create

specific rules that we follow in order

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to keep family and work separate.

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And whenever we follow the rules,

that's great, and if we don't,

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then you know it's not so awesome.

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Dangers in finances include

financial instability.

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One thing is that business revenue

can be unpredictable, leading to

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stress and risky financial decisions.

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Also debt and overinvestment.

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Some of entrepreneurs take on too

much debt too soon, putting personal

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assets and family finances at risk.

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A big danger for women entrepreneurs

is underpricing and overworking.

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Many women struggle to charge what they're

worth, leading to financial strain.

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Despite hard work and

last legal and tax issues.

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Failing to set up proper business

structures, contracts and tax planning

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can also result in costly mistakes.

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So those are a lot of dangers,

but don't worry because I have

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some excellent solutions for you.

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If you feel like you're drifting from

God, I want you to schedule daily

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non-negotiable prayer and Bible study

time just as you would a business meeting.

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If you feel like worldly influences

are a danger, I want you to set clear

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business values rooted in scripture, and

regularly assess decisions against them.

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If you struggle with an identity

crisis, I wanna remind, I want you

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to remind yourself that success

is stewardship, not identity.

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Your worth is in Christ, not in revenue.

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And if you feel isolated from Christian

community, I wanna invite you to

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intentionally connect with a faith-based

business group or accountability partner.

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Next we're gonna talk about

some key family solutions.

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If you feel like you've been neglecting

your family relationships, I want

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you to start by blocking off family

time in your calendar and treat

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it as sacred as work appointments.

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If you are dealing with role confusion,

I want you to communicate openly

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with your spouse and children about

expectations and seek their input

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on balancing responsibilities.

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You know, sometimes people just don't

know what you need, so you just have to

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express it, and that can go a long way.

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If you are dealing with burnout

and stress, I want you to set

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strict work hours and prioritize

rest, including Sabbath days.

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Anthony and I and our kids just

celebrated five years of taking a

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Sabbath every week, and when we started.

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We didn't think we could

even do it, but we did.

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We committed to trying a Sabbath

once a week for a hundred weeks, and

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we said, once we get to a hundred

weeks, we're gonna see if we like it

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and if so, we're gonna keep going.

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And well, of course, a

hundred weeks came and went.

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And now we just celebrated five years.

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And our kids, uh, we asked them if they

wanted to keep going and they said yes.

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They wanna keep that as a

lifestyle habit for our family.

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And so it's been amazing.

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And I wanna invite you to, to

try in, in installing that in

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your life, a weekly status.

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If you're one of the many people that

struggle with lack of boundaries,

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I want you to establish a dedicated

workspace and commit to shutting

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off work after a set time each day.

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That way you can keep your work and your

family separate, and then you don't have

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to feel like you need to be working with

your, when you're with your family, and

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you don't have to feel like you need to

be with your family when you're working.

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Whenever you have those boundaries,

you can feel great all day.

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Now we're gonna go over a

few key finance solutions.

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Financial instability is a danger for you.

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I want you to start with building

an emergency fund to covering

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at least three to six months of

personal and business expenses.

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This is gonna give you a lot

of peace if you are dealing

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with debt and over investment.

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I want you to start lean in your

business and reinvest profits rather than

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taking on large amount of debt upfront.

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And definitely.

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Look at options for doing things

super lean and super simple, and

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not having to overextend yourself.

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There are a lot of ideas that

you can look into for that.

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I love helping people with that.

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Tony Comm 2: Hey, I hope

you're enjoying the show.

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We'll get right back to the

discussion, but I do want to talk

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high level with you real quick.

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You see, transforming your

finances so you can self-fund your

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homeschooling journey without a nine

to five job takes a roadmap, right?

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And you may be wondering,

where do I even start?

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Start at step one.

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Our Homeschool Money Makeover

program breaks it down into five

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practical steps that help any family

achieve a financially abundant.

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Homeschooling lifestyle.

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Step one, install the

abundance Operating system.

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Most people believe that they

need two, nine to five jobs to

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make it in America the truth.

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With all the technology and the tools

available today, there's never been an

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easier time to generate six figures.

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A year in income working just 15

to 20 hours a week than today.

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When you have a strong why for

homeschooling and you know the

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real costs, you unlock the courage

that you need to become a money

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magnet without a nine to five job.

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Step two, get crystal clear about what

you're gonna do with your first $1,000

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that you make outside of your day job.

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Write down specific homeschool needs

that a thousand dollars can cover.

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Yes, this is a small amount, but if

you can learn how to set a target

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of make your first thousand dollars

outside of your nine to five job,

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that's going to set a fire in your belly

and the determination that you need.

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To make the next a

hundred thousand dollars.

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Step three, find all the money

falling through the cracks in

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your budget with Crystal's.

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Three financial coaching certifications.

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Listen, she's gonna help you be able to

streamline your budget and free up money

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without sacrificing your favorite things.

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You can't build a strong financial

future with money falling

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through your pockets, right?

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So let's plug up the leaks.

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Step four.

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Discover new ways to make money

and claim free money available

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for homeschooling families.

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We discuss grants scholarships,

proven fundraising opportunities

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that Savvy Homeschoolers are using,

and we show you how to use them too.

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Step five, launch or Scale your

Moneymaking Success System to completely

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replace your nine to five job income.

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Whether it's a side hustle, a freelance

work, or a new business, identify

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your single most viable opportunity

and turn that into $3,000 in income.

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$5,000, $10,000 a month in

income or whatever you need

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to feel financially abundant.

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Implementing these five streamlined

steps will make you feel more

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financially empowered than ever before.

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You'll gain the momentum that

you need by step number five

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when you're making more money.

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You're going to feel

unstoppable financially.

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: 00:17:39

Through our marketing consulting

business, we've helped literally

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hundreds of entrepreneurs

build online selling machines.

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That's what we do in our business life

and launches, and we share our million

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dollar automated selling system with you.

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Inside the Homeschool

Money Makeover program.

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Inside the course, you're gonna get

all the video lessons, worksheets,

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templates, and guides that you need

to walk through all five of the

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steps to transform your finances.

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And right now, during our special

introductory offer period,

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lowest enrollment price ever.

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Making it easy to enroll and make

your first thousand dollars back.

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Fast.

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Go to homeschool money.com

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to watch our free class, and then you're

gonna get an inside look at the full

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Homeschool Money Makeover program.

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Don't wait.

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Go to homeschool money.com

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to start the free class and enroll

into the full program today.

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If you have been underpricing and

overworking, I want you to research

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: 00:18:44

your industry and look at the pricing

and confidently charge rates that

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: 00:18:47

reflect the value that you provide.

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: 00:18:50

If you are being bogged down with

legal or tax issues, I want you to

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: 00:18:54

consult a financial advisor and ensure

your business is set up with proper

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: 00:18:59

legal protections and tax strategies.

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: 00:19:01

That's way you don't have problems

later that you could have prevented now.

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: 00:19:05

Now, when I think of.

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: 00:19:07

The show I shouldn't be alive, I the

actual jungle or dealing with the

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: 00:19:11

everyday challenges of being a successful

woman entrepreneur who serves clients,

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: 00:19:15

bullying, uh, while being a loving

wife, nurturing mother, and has time

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: 00:19:19

to walk with Jesus in every moment.

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: 00:19:21

I don't usually think of

the word grace, actually.

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: 00:19:24

I think of busy hustle, overwhelm,

and how am I gonna do it all

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: 00:19:28

while at the same time being a

hundred percent happy to do it all.

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: 00:19:32

Now I'm happy because I'm doing exactly

what I wanted to do, and at the same time,

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: 00:19:36

I acknowledge the level of investment

that everything inquire requires.

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: 00:19:41

This is how I experience peace,

and that's what I hope for you too.

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: 00:19:44

So I've pulled out the

definition of greats and I want

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: 00:19:47

you to check it out with me.

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: 00:19:49

The first definition is unmerited,

divine assistance given to humans for

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: 00:19:54

their regeneration or sanctification.

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: 00:19:57

That sounds amazing to me.

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: 00:19:59

The second definition I thought was

interesting was ease and suppleness

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: 00:20:04

of movement or bearing, and the

example was danced with such grace.

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: 00:20:10

When you think of grace in the

jungle, I want you to think about

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: 00:20:13

that unmerited, divine assistance

that's available for you.

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: 00:20:17

And I also want you to think about how

you're walking through your day-to-day

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: 00:20:21

activities and are you doing it?

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: 00:20:24

With such grace that it's with

ease and suppleness of movement

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: 00:20:28

and bearing, or does it look, uh,

frustrating and hard, or do you feel

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: 00:20:33

like it's, it is just a struggle?

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: 00:20:34

We should actually be experiencing

it, experiencing it as ease

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: 00:20:38

and suppleness because we are

doing what God called us to do.

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: 00:20:42

Second Corinthians 12, nine says,

but he said to me, my grace is

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: 00:20:48

sufficient for you, for my power

is made perfect in weakness.

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: 00:20:51

Therefore, I will boast all the

more gladly about my weaknesses so

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: 00:20:56

that Christ's power may rest on me.

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: 00:20:59

Now, I want you to really

meditate on this scripture.

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: 00:21:02

You are a leader, and not only do

you have to take care of yourself,

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: 00:21:06

but your family and your team are

depending on you, but you were not

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: 00:21:10

built to carry all this weight alone.

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: 00:21:12

You'll only start to thrive when

you acknowledge the great tasks that

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: 00:21:15

you have received from God himself.

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: 00:21:19

While you receive that task, I also

want you to receive the rest that

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: 00:21:23

he's already made available for you.

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: 00:21:25

This is how you're going to accomplish

every task that you've set out to do.

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: 00:21:30

Now, I hope that you answered the four

questions that I asked you, because if

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: 00:21:34

you do that, they're gonna unlock the next

level of action that you need to take.

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: 00:21:38

I love to to know what is the next step?

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: 00:21:40

What is the one next thing I need to

do, uh, for my level of faithfulness.

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: 00:21:46

So after you've answered those four

questions, the one thing I want you

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: 00:21:50

to leave knowing today is that though

there are a thousand tips, tricks,

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: 00:21:54

and techniques you can employ to

strengthen your faith, your family, or

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: 00:21:57

your finances, the only true advice I

can give you is to lean on the Lord.

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: 00:22:02

So one question I ask myself every

day is, is this a moment that I

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: 00:22:06

need to trust the Lord, or is this a

moment where I need to be obedient?

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: 00:22:10

That helps me make a lot of decisions

and experience a lot of peace.

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: 00:22:14

So you have invested in yourself by taking

the time to listen to this message today,

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: 00:22:19

and I'm so thankful that you are here Now.

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: 00:22:22

I am telling you as your friend,

that God's grace is sufficient for

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: 00:22:26

the vision that he's given you.

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: 00:22:28

And when your faith is tested,

do like I do, ask yourself, do I

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: 00:22:33

need to be trusting or obeying?

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: 00:22:34

Which area do I need

to focus on right now?

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: 00:22:36

Because trusting or and obeying

is what's gonna get you focused on

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: 00:22:41

what your next step needs to be.

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: 00:22:43

If you currently have a family member

that is struggling, I want you to

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: 00:22:46

remember that they belong to God.

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: 00:22:49

I want you to always remember that

God loves you, he loves your family,

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: 00:22:53

and he has them, and it's not your

job to carry the weight of everything.

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: 00:22:58

I want you to remember that His grace

is sufficient for you in your faith,

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: 00:23:02

in your family, and in your finances.

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: 00:23:05

Now, Anthony and I have a

personal goal of providing trusted

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: 00:23:08

guidance to everyone who ask.

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: 00:23:10

I hope that today you are encouraged

to remember that you can experience

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: 00:23:13

more peace, more calm and ease,

especially as you walk in faithfulness

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: 00:23:18

by leaning on God's strength,

not your own to carry the weight.

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: 00:23:22

I have an exciting new program

called Homeschool Money where I am

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: 00:23:26

personally helping moms find the

money they need to homeschool their

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: 00:23:29

kids like we have for 13 years.

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: 00:23:31

So if you're interested in

that, I invite you to email me.

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: 00:23:33

Just reach out.

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: 00:23:34

If you're on LinkedIn, then I invite you

to connect with me there because LinkedIn

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: 00:23:38

is where I hang out the most online, uh,

as far as social networking and media.

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: 00:23:43

I wanna thank you so

much for listening today.

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: 00:23:45

I just pray that this year is a year

of abundance for you and your faith

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: 00:23:50

in your family, and in your finances.

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: 00:23:52

outro: If you like today's episode,

make sure you tap the follow button

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and register right now, ready

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Each module of this program is designed

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And right now we have an amazing limited

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Go to homeschool may.com

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to enroll today, and don't forget

to give us some love with the

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It'll help more people find ourselves.

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Have a great day.

442

: 00:25:22

Bye.