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Episode 8

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Published on:

23rd Sep 2025

Are You Called to Homeschool? 5 Steps to All the Money You Need to Fund It (K-12 and College)

Are you searching for the best Called to Homeschool strategies to grow your income while still giving your kids the education and attention they deserve?

In this episode, Crystal and Anthony Obey dive into the three most profitable and flexible side hustles for homeschooling moms:

  1. Teaching Economy
  2. Service Economy
  3. Product Economy

You’ll learn how to take the same skills you already use in homeschooling—research, planning, consistency, and pivoting—and apply them directly to business opportunities that create income without draining your time or energy.

Crystal and Anthony Obey, veteran homeschooling parents of five and successful entrepreneurs, reveal how moms are turning tutoring, curriculum creation, virtual assistance, bookkeeping, social media management, digital products, and more into thriving businesses at home.

🎓 Register and watch the FREE CLASS: “Get $30,000 a Year to FUND Your Homeschool Without a 9-5 Job”

FREE INTRO CLASS:  Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 Job

In This Episode, You’ll Discover:

  • The top 3 homeschool mom side hustle ideas that work in today’s economy
  • Why your homeschooling skills transfer directly into profitable businesses
  • How to choose between teaching, services, and product-based side hustles
  • The trade-offs and hidden challenges of each side hustle (and how to avoid them)
  • Encouragement to start—even if you don’t feel “ready”

Perfect for you if:

  • You’re a homeschooling mom looking for practical, proven side hustle ideas
  • You want to fund your homeschool lifestyle without a traditional 9-5
  • You’re tired of juggling random gigs and want clarity on what actually works

Don’t let another year pass without a clear plan for financial freedom. Tune in now to discover the Called to Homeschool side hustle ideas that can change your family’s future.

Take Action

Register today for the free 90-minute class:

FREE INTRO CLASS:  Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 Job

Transcript
Speaker:

Do you feel like you're

called to homeschool?

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To be that intentional parent, to

raise your children the best way that

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you can and to bring them up with a

wonderful childhood and with a, a great

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education and childhood experience?

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Well, we also believe that where

God guides, he provides and, and so

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that's why homeschool money is here.

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We have developed a five

step system that helps you.

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That comes alongside and helps

homeschooling parents, homeschooling

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families, maximize their income so

that you can, so that you can come

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home, so that you can homeschool your

children well without sacrificing.

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In your finances so that you

can raise your children well

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without a nine to five job.

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That's what we're gonna talk about today,

is that five step system that we call

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the Homeschool Money Makeover Program.

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Let's start the show.

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Intro: A fast growing number

of parents are starting their

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homeschooling journey while others

have been homeschooling for years.

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All of these parents are asking one big

question, how can I afford to homeschool?

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We are here to answer that

important question once and for all.

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Hi, I'm Crystal Obby.

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And I'm Anthony Obby.

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We've been homeschooling our five

kids for 13 years and we funded it.

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Through our online consulting business

that we've been running for over 17

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years now, we're combining Crystal's

financial coaching expertise with my

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digital marketing background where I help

entrepreneurs launch and sell online.

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We're here to help fellow homeschooling

parents self-fund their homeschool

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journey and create lifestyle businesses.

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For financial freedom without a nine to

five job, are you ready to start living

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life on your own terms and make your

homeschooling experience a lot more fun?

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Well then sit back, crank up

the volume, and enjoy this

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episode of Homeschool Money.

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Welcome to the show everyone.

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Anthony Oby here.

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I'm Crystal Oby.

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And we are excited to talk with you today

about the Five Step System that we call

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the Homeschool Money Makeover Program.

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This is the most comprehensive.

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Unique system, Devis, that we believe that

we've, that we've seen in the marketplace.

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We haven't seen anything else like it.

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And it has literally come out of the years

of experience that we have spent in the

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marketplace, the years of experience that

we have spent as a homeschooling family.

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It, it combines the expertise that I

have as a digital marketing consultant

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and professional for 17 plus years the

experience that I've had working with

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around 300 or so entrepreneurs at every

stage of, their business development,

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along with Crystal's experience as

a financial coach certified by three

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different organizations to help her

really be have the expertise to work with.

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Just about anybody, wherever you

are in your financial lifecycle.

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That's what I love about the process

is that we've worked with so many

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entrepreneurs and just families that have

come to us for advice along the years,

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is that this system has been created

to be able to help people from any walk

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of life in any step in their journey.

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And like you said, I have three different

certifications and the reason why I have

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those three different certifications.

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It's because people are all trying to

get to their next level, but everyone

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is starting at a different level.

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And so you have people who are

starting off that have very little,

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who are trying to go to have a bit

more, and then maybe even a lot more.

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And you have people who have a lot

who are trying to manage that and

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be able to make sure that the money

that they have doesn't crowd out the

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life that they actually wanna have.

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And so whether someone's on one

step of their journey or another.

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We have the information that can help

them be able to create the life they

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need to have the right childhood for

their kids, and to be able to have

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the income that they need without

sacrificing the presence with their kids.

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Yeah, that's right.

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And so let's get right into these steps.

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Step number one in the Homeschool

Money Makeover program program is.

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The homeschool money mindset

and why you need money.

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So there's three foundation foundational

lessons that we that we teach in this

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particular first foundational module,

and that is having a re reality check

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a reality check of your need for money.

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And then lesson number two,

assessing the true cost of free.

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Homeschooling, quote

unquote, free homeschooling.

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And then lesson number three,

installing the abundance operating

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system to become a money magnet.

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Talk a little bit about the, this

particular step in the process.

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Chris.

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I think it's really important for

people to understand that the reality

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check that we're talking about is.

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How you need to understand

that money is very important in

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the process of homeschooling.

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I talk to so many parents and a lot of

people have a lot of guilt and shame

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for wanting to even ask for more money.

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People have been kind of conditioned

to say, well, I have everything

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that I need, but still really be

struggling or still really have a

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need that they need to have met.

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And so they need somebody

to come and say, Hey.

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If you make a budget for all the

things that you need, curriculum,

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activities, you know, electronics,

all these different things you need,

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you already know what you need, but.

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You just need the money.

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And so there's nothing wrong with that.

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And so we start with that reality check.

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Hey, you're, it's actually gonna cost

in order to homeschool your kids.

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It's not just free.

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It can be done with a, in a very

budget friendly way, but homeschooling

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will take an investment of money and

time the same way it does if you have

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children in in el in public school.

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Everybody thinks that

public school is just free.

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But if you talk to any public school

parents, right, whenever school starts,

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they've got the list of the activities

that they have for their kids.

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They have the supply list

that they need for their kids.

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They have all the special events

and all the special costumes and you

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know, the special sweater or socks and

all that, all the different things.

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Educating your child has a cost associated

with it, no matter what system you

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choose to home to, to, to educate.

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And so homeschooling is the same way.

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It's very flexible, but there is a

cost and you will need to address

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that, and that's why we have that

lesson called assessing the true

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Cost of Home of free homeschooling.

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I mean, whenever you get started, it's so

exciting to know that hey, you can just

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get a lot of resources from the library

and use the free museums and just, you

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know, take your kids to the grocery store

and practice measuring and cooking and,

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you know, measuring things, you know, and

baking and, Hey, calling that science.

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Go ahead.

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Right?

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Yeah.

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That's science.

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This is math.

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It homeschooling is very

hands-on and life friendly.

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But at some point you're just gonna

wanna go buy a ticket for something.

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Some point, you're gonna wanna buy

the kit, you're gonna wanna attend the

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event, and it's going to take money.

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And so in order to prevent a

lot of frustration, you need

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to have a budget for that.

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You need to say, Hey, there's a lot

of things we can do that are just.

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Part of life.

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But there are some things

that are gonna cost even.

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Like if you go to the museum

here in Dallas, it costs a park.

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It may be free to go to the

museum, but it costs a park.

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If you wanna have something to

eat, you're gonna have to go to a

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food truck across the street unless

you plan on packing your lunch.

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And eating it and having a picnic.

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So there's all these costs that are

associated with just doing anything.

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And so I'd like to remind people of

that before they get their hopes up

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too much about just free homeschooling.

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Mm-hmm.

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Because I love a great deal,

but I also like to be able

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to have a quality experience.

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And I particularly love

getting VIP packages to things.

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Mm-hmm.

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And so I'm very much on both sides.

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I love the VIPP package, but

I also love the free and so

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of installing an abundance.

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Abundance operating system to becoming

a money magnet is super important as

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well, because you want to be able to

have the mindset that, Hey, if it's

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something that was really important

to us, like maybe taking a trip.

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Then we, we are walking in abundance

and we can invest in that trip.

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And traveling is just, it can be expensive

if you want to stay in nice places

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have speed, have quality, and all that.

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And so it's okay to invest in the

things that you wanna invest in.

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And it's also okay to save

on the budget on things that

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don't matter to you as much.

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And so it's super important to

understand that abundance is

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available to you and it may come out.

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In ways that cost money, and it's okay.

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And it's okay for you to be

able to invest that money.

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Step number two, new $1,000 cash goals.

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Get clear on what you'll

do with the money.

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1 Comm: Hey, real quick, if you're liking

the show, hit follow so you don't miss

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a single episode and drop a five star

rating and a review to let us know that

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you're loving the content and tell us

what topics you'd like us to cover.

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This will help more people find

the show, and please share this

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episode with a friend, your

co-op, or anyone who needs it.

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They'll be glad you did.

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Now, back to the show.

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It's important as a number, as step number

two to ease into this money makeover

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slowly and to build brick by brick.

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And so we're starting with the mindset

and, and having a reality check.

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About what the true cost of homeschooling

really is, and then ending off that, that

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step one with installing an abundance

operating system to become a money magnet.

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And then moving into step two.

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Now we want to.

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Maximize the opportunity and

really stretch our muscles in

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learning how to spend and planning

how we will spend just $1,000.

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Because if you can learn how to

maximize a small amount of money,

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then you'll do a much better job at

managing a bigger amount of money.

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And so a $1,000 budget can go a long

way in towards your homeschooling.

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Curriculum, it can go to a, a long

way towards your homeschooling

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expenses and setup, or it can

just be a drop in a huge bucket.

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And so in step number two, we want

to set clear goals and, and lay out

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a clear spending plan for $1,000

to really stretch your muscles

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and maximize how you would spend.

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One, the first $1,000 in your,

towards your homeschooling journey.

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This is usually one of the funnest

activities that we do with people

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because imagine if you have a $1,000

and you can go to Amazon and you

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have a wishlist and you're able to

just take a thousand dollars and

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get everything on that wishlist.

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How much would that uplevel

your homeschool, you know?

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Right.

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And what about if you had a thousand

dollars and you said, I wanna use

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this to, to for this quarter or

even this year, I want to use that

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to maximize our family activities.

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Well, you can look at getting

different memberships.

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You can look at different opportunities

that are free and combine them with

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going out to new restaurants like

we did when we were in Seattle.

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And we went to a a ton of

different, we got that pass.

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That city passing the Seattle Go pass.

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Yeah.

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Yeah.

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And we bought the pass and then every

day we tried a new restaurant and we

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did like three activities on the pass.

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Yeah.

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'cause we got access for seven

days to like 35 different places

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that were like the things to do in

Seattle, Tacoma, Washington, Olympia.

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We did.

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I mean, we did like five

things every single day.

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It was actually 36 things.

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Oh yeah.

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And we did all of 'em.

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We did all of them, right.

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Yeah.

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Plus we started the day with breakfast.

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Yep.

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And then we went, had lunch.

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Mm-hmm.

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And then went to dinner and

went home and crashed every day.

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Every day.

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Yeah.

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And then so we saw everything.

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Yep.

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Even like that bike ride that was.

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Yep.

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Throughout Seattle.

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Yeah.

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Yeah.

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On And ended up being the

hottest day of the year.

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Hottest day of the year.

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Super hilly.

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Hilly in Seattle.

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So we were down there at the fish market.

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We did that.

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We went to like a, like a, they had

like some sort of a bug museum or

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something like It was a butterfly museum.

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Butterfly museum.

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It was like in the

basement of something else.

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Yeah.

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Like we just did everything.

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We were like, hell, everything,

if they put it on the list.

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Then they said, we need to do it.

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Yeah, we went.

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So we did the space needle

and we went on a music museum.

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Yeah.

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Yeah.

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We went on a island.

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Yeah.

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Did a lu out, a sound,

a salmon, salmon bake.

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We had like this whole.

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Thing.

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Yeah.

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And so, yeah, it was so by buying

that pass and then looking at what

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are the top restaurants or you know,

what you can do in Seattle, Tacoma,

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Olympia, all that, we made this whole

itinerary and it was so affordable.

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That was an incredible way to

spend the money that we spent on

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that as opposed to just, you know,

whatever, whatever other options.

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It was an incredible

bang for the buck, right.

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Yeah, that was like such a memorable

experience and just with a little bit

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of planning, we took a small amount of

money that we could have spent doing a

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smaller activity and just maximized it.

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Yeah.

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And so the idea here with a

thousand dollars is, it may

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be small, but it's mighty.

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And if you just take some creativity

and a little bit of time, you

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can take that $1,000, make the.

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Ultimate budget and see how can you

make it incredible for your kids, and

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that's super fun because a lot of times.

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Create creativity is best

when you have constraints.

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When you have an unlimited

budget, that's kind of when

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things, you can be kind of boring.

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Right?

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You know, you, you don't really see

your opportunities and, and frivolous.

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Yeah, frivolous.

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And so, but when you say, I gotta

take this thousand dollars and

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really do something with it.

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That's when you end up having that

experience that we're still talking about

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here, that it is hard to really recreate.

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And so That's right.

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And the pictures were amazing.

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Yeah.

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And we can't, we really can't

recreate those pictures.

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And so yeah.

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That was amazing.

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So that's module two is

the $1,000 new cash goals.

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Yeah.

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This can be a really transformative

module if you take it seriously

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and just follow the steps.

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This, this one module can be the, the

worth, the price of the entire program.

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Now let's, moving on,

moving on from there.

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Now we're gonna ramp up really

hardcore into some some real money

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management, some money mastery

moves here in step number three.

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Because step number three is all about

foundational, the foundational building

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blocks to building legacy wealth.

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And, and if you notice that title, we're

covering a pretty broad stroke here.

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In this module, this is when we

really set the foundation for the

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financial piece, the budgeting,

the mastery, and the planning that

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you need to do in order to have.

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Peace in your life financially as

well as the financial abundance and

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wealth, and from generations to come.

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My certification with Dave Ramsey and

Ramsey Solutions is super helpful here

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because that's where we go into the

budgeting and the debt payoff and all

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the insurances that you need and all the

tips and tricks and techniques to make

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sure to maximize the money that you have.

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That's a really fun module to do because

there's not been one person that I've

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talked to that hasn't been able to lower

their expenses in some kind of way because

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you think you're doing everything you can.

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Most homeschool families

are pension, every penny.

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I mean, a lot of people when you're

homeschooling, you're going down to

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that one income and you've already

cut everything you think you can cut,

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and still, I'm able to help people

find extra money in their budget.

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But like I said.

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Most people, if you're homeschooling,

you're already doing everything you

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can actually, you know, possibly do.

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And so you need, you, you

need to have more money, which

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is why we have this program.

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But you also are thinking

about generational wealth.

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And so in this section.

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We talk about all the budgeting,

credit, all that kind of stuff.

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Life insurance, health insurance,

all the different things to keep

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everything you have protected.

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But then we go into the investing

and the setting your kids

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up for success financially.

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So that 50 years from now, all the work

that you've done and all the sacrifices

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that you've made are they really pay off.

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So they pay off now, and then

they pay and they pay off.

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Later, they pay off now so that you can

be with your kids, they pay off later

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so that when you're old, you can still

be there and have financial peace with

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your kids and help them live a life

of generational wealth and legacy.

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Yeah.

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I, I remember whenever you whenever you

and I did the training as well with you,

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but you got the actual financial coaching

certification with Ramsay Solutions.

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I remember one of the most impactful

things for me to learn was that

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building generational wealth is not

so much just a an errand of the rich.

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It's not so much just an errand

of those who are millionaires.

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There's a lot to be said and you can

make a lot of progress in your family.

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In your generation simply by

choosing the right insurances.

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There are a lot of, there's a lot

of confusion around insurances

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and investments, and there's some.

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Insurances that sell themselves as

investments in savings and learning and

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gaining a real practical distinguishment

of what insurance should be and what

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makes a good insurance policy, and

then what a good investment is and

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what makes a good investment, and

separating the two and keeping the

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two separate so that they can both do

their number one job very, very well.

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It was just game changing and so

many people get confused on that one.

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Get confused on that one thing, and

that's why like whole industries exist.

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It probably shouldn't, and we'll

go into that in further episodes.

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But you can make a lot of progress

in your generation and really set

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yourself up and your family up for

being protected financially just

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by getting the right insurance.

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And it's a very simple decision to make.

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And so setting yourself up and your

family up and, and playing defense

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is what you can do with insurances.

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And then the offensive game is all

about choosing the right investment

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vehicles for for long-term.

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Compounding interests and gains and

what I was just talking with a family

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today about is that how when you

get your finances in order, when you

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get your debt paid off, whenever you

have your income optimized, it's just

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inevitable that you become wealthy.

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2 Comm: Hey, friend, quick break.

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:

If you're ready to fund your homeschool

without relying on a nine to five

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:

job, you have to check this out.

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:

We're giving you instant access to.

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:

Our free class is called Get 30,000

a year to Fund Your Homeschool

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Without a nine to five job.

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In just 90 minutes, you'll learn

how to create consistent income.

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Afford a world-class education for

your kids and get the lifestyle freedom

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you deserve, that's gonna give you

more time to invest into the people

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that matter the most, your children.

368

:

This is the system that changed everything

for us, and it's changed everything

369

:

for hundreds of other families too.

370

:

Go to homeschool money.com

371

:

to register and watch the free

class on demand and get our

372

:

newsletter full of tips and support.

373

:

Don't wait.

374

:

Your freedom starts right now.

375

:

Yeah, I mean, if you just put time behind

these basic steps, and that's what I

376

:

love so much about taking the baby steps

and everything with Ramsey solutions.

377

:

And helping people with that is that

there's a systematic way to everything

378

:

and there's a systematic process

for having a good budget ha paying

379

:

off your debt and becoming wealthy.

380

:

And so within our program, we have

all of that integrated in there.

381

:

And then we also help

people with the investing.

382

:

Decisions and the income optimization

because it's a lot easier to have a budget

383

:

when you have the money that you need.

384

:

It's a lot easier to pay off debt

when you have the money you need.

385

:

And it's a lot easier to invest

when you have the money you need.

386

:

And so there's a lot of things that

families are trying to deal with.

387

:

I mean think about that.

388

:

Those are just multiple different

industries right there Yeah.

389

:

That a family is trying to address

while trying to figure out.

390

:

How to educate their kids.

391

:

Yeah.

392

:

Which they have to now become the

teacher and the superintendent

393

:

and you know, all the different

things you have to do for that.

394

:

There's a lot of angles for money

management and investment and

395

:

everything that you have to handle.

396

:

Yeah.

397

:

So that's why we have, that is

its own module of having that

398

:

budgeting and the investing because.

399

:

The parents that we talk to who are

homeschooling, they're very intentional,

400

:

and they're not only thinking about

their, their budget now they're

401

:

thinking about their kids and how

they're gonna manage their money, and

402

:

they're thinking about their older

years, retirement and things like that.

403

:

They're very smart and they're

very intentional, so That's right.

404

:

And so really the homeschool

money makeover program could end

405

:

right here because you're, you're

delivering everything that you need.

406

:

The full, you know, sort, sort of full

weight of your three different financial

407

:

coaching certifications that you have

taken with hud with the Chalmers Center?

408

:

Yeah, with the Chalmer Center.

409

:

I love that certification because it's

all about helping people who may not think

410

:

they have resources, actually identify

the resources they have because you know,

411

:

when you don't have a lot, you think.

412

:

You can't do anything because you

don't have anything to work with.

413

:

Right.

414

:

But in reality, everyone has some

type of asset that they can work with,

415

:

but most people can't see it, right?

416

:

And so I love helping people uncover

what they do have to work with,

417

:

and then let's start from there

and get to where they want to go.

418

:

That's right.

419

:

'cause everybody has to

start from somewhere.

420

:

Yeah.

421

:

And everybody has something

that they can work with.

422

:

Yeah.

423

:

And so my certification and experience

with them is super fulfill fulfilling

424

:

because homeschooling and wealth

building is accessible to everyone.

425

:

But a lot of people just don't

know where the door is for

426

:

themselves to enter into it.

427

:

Yeah.

428

:

And I love them.

429

:

They can't find that on ramp.

430

:

Exactly.

431

:

And that's what I love to help them see.

432

:

You don't have to already have a lot.

433

:

In order to get somewhere.

434

:

Right.

435

:

And especially with your experience

working with entrepreneurs, I mean,

436

:

you've worked with people who are

literally leaving their job and

437

:

starting something completely brand

new, even in different industries.

438

:

That's right.

439

:

And you've also worked with companies

that are doing a hundred million dollars.

440

:

That's right.

441

:

So taking your experience and working

with that person that has this dream

442

:

and then working with a company

that's been around forever and is,

443

:

you know, hundreds of millions, right.

444

:

You've been able to use your experiences.

445

:

And they all, everybody's come,

everybody's using the same stuff.

446

:

Yeah.

447

:

And so I know you're really

excited whenever you get to work

448

:

with that broad range of people.

449

:

Yeah, a absolutely.

450

:

And I think for me, as a, as a

professional in the digital marketing

451

:

space, I reached a point where I

realized that I could really help.

452

:

Some of just about anybody who came

my way after having worked with that

453

:

broad scope and working with the big

company with, you know, the three, 500

454

:

employees and multinational international.

455

:

Company selling, you know big SaaS

software to enterprise, other enterprise

456

:

companies and organizations around

the world all the way to working

457

:

with a a, a a, a woman or a guy

who's just, you know, been fired or

458

:

quit their job and have this idea.

459

:

And want to run with it.

460

:

Want run to one, want to run with one

idea and a digital course idea that

461

:

they have, and where do they even start?

462

:

How do you package

their idea up correctly?

463

:

Well, and then how do you go to market?

464

:

How do you launch when you don't have

an audience, when you don't have.

465

:

Anything but an idea.

466

:

And so from that experience, that range

of experience, one of the taglines that

467

:

we say about our experience is that we

can help you from concept to cash flow.

468

:

Right?

469

:

Because that's really the scope that

we have worked with people in and

470

:

putting frameworks around your idea

to help you launch from an idea.

471

:

And so.

472

:

In step number four, we move from

crystal, your expertise with financial

473

:

with your financial coaching expertise

and everything that a person will

474

:

get there, to moving on to how they

can go about generating more money.

475

:

So step four is.

476

:

Make money the easy way, creating new

revenue streams with no job and no stress.

477

:

So in this powerful module,

lessons include unlocking

478

:

your money, making superpower

unveil, unveiling the invisible.

479

:

Income strategy, learning how

to make fast cash for busy moms.

480

:

Now we are a homeschooling family

and you and I, we work together.

481

:

We know that typically it's

gonna be homeschool, the the mom

482

:

that we're having a conversation

with, and that's kind of how we.

483

:

Angle our messaging too, but we're

here on this show together because we

484

:

also want to invite the homeschooling

dads to the table and to this

485

:

conversation and into this show.

486

:

And so homeschool moms

and dads are welcome here.

487

:

It in your home.

488

:

Your decision to homeschool affects

both of you, married families, as

489

:

well as maybe even single families.

490

:

It affects both parents.

491

:

When you decide to homeschool.

492

:

Your children, regardless

of your marital status.

493

:

And, and, and regardless of who's

staying home and with the child and all

494

:

of that to, to do the homeschooling.

495

:

And so we wanna just open that

conversation and let everyone know,

496

:

for one, that you're welcome here.

497

:

And for two, we're excited about offering

not only the, the, the money expertise

498

:

and the financial expertise crystal that

you bring, but also the entrepreneurial.

499

:

Coaching expertise that, that I

bring, and that's what this module

500

:

is all about, is helping you put

frameworks around your business idea,

501

:

your entrepreneurial expertise, your

entrepreneurial dream possibly, or

502

:

just even the side hustle that you may

currently have going on that you would

503

:

like to be able to increase in income.

504

:

We, we, in this module, we help put.

505

:

Per framework around that

to help you increase that.

506

:

So what I mean by framework is that

it's all about it's all about doubling

507

:

down on choosing your best audience,

the audience that you know will have

508

:

the money to buy your solution and

take advantage of your solution.

509

:

The audience that has the, the, the

biggest need for your solution and

510

:

are willing to pay for that solution.

511

:

And then it's about.

512

:

Being.

513

:

Being able to offer something

different and show up different

514

:

than your competitors are.

515

:

Being able to look at what your

competitors are offering and make

516

:

sure systematically ensure that

you're showing up differently and

517

:

better than every single one of your

competitors, so that you really put

518

:

your yourself in a category of one.

519

:

We can help you create that positioning.

520

:

In your market, in your niche, that nobody

else has to make you a solution of one.

521

:

And that's really, really important

to have success especially.

522

:

And what's, what's amazing these days is

that the internet has brought so many, you

523

:

know, years ago they talked about it being

the age of the long tail, the internet,

524

:

bringing so many subcultures of people.

525

:

Who are now gathered into various

groups, Facebook groups, LinkedIn

526

:

groups various groups and hashtags.

527

:

There's a group for just about

every interest, and so with that,

528

:

there's an opportunity for you to

capitalize on that shared interest

529

:

that you have and make money.

530

:

In our last episode, we

talked about several of those

531

:

opportunities we talked about.

532

:

The education economy.

533

:

We talked about the service economy,

and we talked about the product economy

534

:

and your ability to sell e-commerce

products, your ability to sell.

535

:

A solo service that you may provide or,

or may be good at providing and how that's

536

:

a, quick and fast way to start making

money when you're just getting going,

537

:

homeschooling, being able to do your

side hu hustle, offering and service.

538

:

And then ultimately being able

to really capitalize on expertise

539

:

that you may have five years

experience in by creating digital.

540

:

Products or creating a one-on-one or

group coaching program or something

541

:

of that, that nature to capitalize

on the e-learning world of things.

542

:

And so in this step, we talk about making

more money and increasing your income, and

543

:

that is just so powerful to combine both.

544

:

The, the, the financial maximization

and optimization so that you become

545

:

financially fit, but then also from

there also we're here to help you

546

:

increase your money in step number for

of the homeschool money makeover system.

547

:

And just because of.

548

:

Our experience in that is

exactly just how we are living.

549

:

We attract a lot of people who

they wanna be in that step.

550

:

They want, they want that help.

551

:

And so it's super fun to work with

people, but we also take it to

552

:

the next level because since they

don't want that nine to five job,

553

:

they have to work out this career.

554

:

Especially after the pandemic.

555

:

'cause you know, before the pandemic you

had people homeschooling like us who.

556

:

We're co we're making their

life intentional to where they

557

:

could homeschool, and it was

still more counter-cultural.

558

:

But now since after the home,

after the pandemic, people were

559

:

having to make that career change.

560

:

They're having to decide, well, I already

put all these years into this career,

561

:

but it's not conducive to homeschooling.

562

:

Like whenever me and the kids go and we

go to the dentist, we go to the doctor,

563

:

we go to restaurants, you see it, people

are always talking to us and they're like.

564

:

The, you know, the waitresses, the

doctors, everybody's always asking

565

:

us, how can I be at home with my kids?

566

:

And our dental hygienist said

she was crying and she's sitting

567

:

there and I got the kids there.

568

:

It gets uncomfortable sometimes.

569

:

She's telling me because she has a

son that's the same age, it's our son.

570

:

And she's like, I can't

be a hygienist at home.

571

:

Right.

572

:

Yeah, I gotta do something different.

573

:

But she already put all

this time in, right?

574

:

And so she ends up finding

another opportunity.

575

:

She's not a hygienist anymore.

576

:

She's gone doing something else of, we're

sad about that because we loved her.

577

:

Yeah.

578

:

But I'm happy for her.

579

:

Because now she's gonna be on the

path to being able to be with her son.

580

:

And every single time we were in

that room for the kids' appointments.

581

:

'cause you know, with five

kids, we live at all these

582

:

doctor appointments and stuff.

583

:

That's right.

584

:

Yeah.

585

:

And she's in there, the kids are like, you

know, another person crying with mommy.

586

:

Yeah.

587

:

Telling me their life story.

588

:

Yeah.

589

:

And wondering how they can figure it out.

590

:

And so.

591

:

That is where a lot of people are.

592

:

A big number of people are having to

change things and listen that they

593

:

thought they had figured out and listen.

594

:

That and yeah, and listen.

595

:

That's why we have

created homeschool money.

596

:

I know.

597

:

Because have that conversation

and to help you transition and

598

:

transition, well, that's the word.

599

:

Your skills into something.

600

:

A vehicle that can help you make

money from home and maximize your.

601

:

Income potential in a way that also

gives you the time freedom, the energy

602

:

and all of that in order to show up

for your kids and homeschool 'em well,

603

:

but you know what else that people

talk to us about that we cover in that

604

:

same module is all the free money.

605

:

Free Money Free.

606

:

That's right.

607

:

Free Money Frees just like a bonus.

608

:

I mean, that should be its own module, but

we just put it, you know, we're, we're,

609

:

we're handling that topic in this module

'cause it just made sense to talk about.

610

:

New money and income opportunities

in this module, but that's

611

:

really like its own thing.

612

:

Just the available free

monies that are out there.

613

:

3 Comm: Hey, I hope

you're enjoying the show.

614

:

We'll get right back to the

discussion, but I do want to talk

615

:

high level with you real quick.

616

:

You see, transforming your

finances so you can self-fund your

617

:

homeschooling journey without a nine

to five job takes a roadmap, right?

618

:

And you may be wondering,

where do I even start?

619

:

Start at step one.

620

:

Our Homeschool Money Makeover

program breaks it down into five

621

:

practical steps that help any family

achieve a financially abundant.

622

:

Homeschooling lifestyle.

623

:

Step one, install the

abundance Operating system.

624

:

Most people believe that they

need two, nine to five jobs to

625

:

make it in America the truth.

626

:

With all the technology and the tools

available today, there's never been an

627

:

easier time to generate six figures.

628

:

A year in income working just 15

to 20 hours a week than today.

629

:

When you have a strong why for

homeschooling and you know the

630

:

real costs, you unlock the courage

that you need to become a money

631

:

magnet without a nine to five job.

632

:

Step two, get crystal clear about what

you're gonna do with your first $1,000

633

:

that you make outside of your day job.

634

:

Write down specific homeschool needs

that a thousand dollars can cover.

635

:

Yes, this is a small amount, but if

you can learn how to set a target

636

:

of make your first thousand dollars

outside of your nine to five job,

637

:

that's going to set a fire in your belly

and the determination that you need.

638

:

To make the next a

hundred thousand dollars.

639

:

Step three, find all the money

falling through the cracks in

640

:

your budget with Crystal's.

641

:

Three financial coaching certifications.

642

:

Listen, she's gonna help you be able to

streamline your budget and free up money

643

:

without sacrificing your favorite things.

644

:

You can't build a strong financial

future with money falling

645

:

through your pockets, right?

646

:

So let's plug up the leaks.

647

:

Step four.

648

:

Discover new ways to make money

and claim free money available

649

:

for homeschooling families.

650

:

We discuss grants scholarships,

proven fundraising opportunities

651

:

that Savvy Homeschoolers are using,

and we show you how to use them too.

652

:

Step five, launch or Scale your

Moneymaking Success System to completely

653

:

replace your nine to five job income.

654

:

Whether it's a side hustle, a freelance

work, or a new business, identify

655

:

your single most viable opportunity

and turn that into $3,000 in income.

656

:

$5,000, $10,000 a month in

income or whatever you need

657

:

to feel financially abundant.

658

:

Implementing these five streamlined

steps will make you feel more

659

:

financially empowered than ever before.

660

:

You'll gain the momentum that

you need by step number five

661

:

when you're making more money.

662

:

You're going to feel

unstoppable financially.

663

:

Through our marketing consulting

business, we've helped literally

664

:

hundreds of entrepreneurs

build online selling machines.

665

:

That's what we do in our business life

and launches, and we share our million

666

:

dollar automated selling system with you.

667

:

Inside the Homeschool

Money Makeover program.

668

:

Inside the course, you're gonna get

all the video lessons, worksheets,

669

:

templates, and guides that you need

to walk through all five of the

670

:

steps to transform your finances.

671

:

And right now, during our special

introductory offer period,

672

:

you'll get bonus gifts plus our

lowest enrollment price ever.

673

:

Making it easy to enroll and make

your first thousand dollars back.

674

:

Fast.

675

:

Go to homeschool money.com

676

:

to watch our free class, and then you're

gonna get an inside look at the full

677

:

Homeschool Money Makeover program.

678

:

Don't wait.

679

:

Go to homeschool money.com

680

:

to start the free class and enroll

into the full program today.

681

:

Because like I said, most homeschool

families, they've already looked at

682

:

the money, they've already figured

out their, their, how they're

683

:

gonna kind of do it basically.

684

:

And then they just get to this point

where's I just need some more money.

685

:

Right.

686

:

And so, right.

687

:

We just need them some more.

688

:

Yeah, some more.

689

:

And so a little bit claustrophobic

with the current budget, you

690

:

know, we need some new budgets.

691

:

Exactly.

692

:

And so.

693

:

Yeah, there's a lot of

people because of who we are.

694

:

Yeah.

695

:

That like talking to us

because of our experience.

696

:

But then they also wanna know our

experience about how to give free money,

697

:

and they wanna know about the, the money.

698

:

Especially here in Texas, there's new

money that's coming with the ESAs.

699

:

Well, they already have

that in other states.

700

:

And so people want that, the

free money in their state.

701

:

They want free federal money.

702

:

They want money that comes from

nonprofits and foundations.

703

:

They want money that they can get from

contests and just other giveaways.

704

:

Mm-hmm.

705

:

They, they want to know.

706

:

Where to get the free money, the free

resources and things, because they've

707

:

pinched those pennies and you know

those nickels as far as they can go.

708

:

And then they just want that extra support

and there's a lot of support out there.

709

:

And so they want some

guidance on how to do it.

710

:

And then they want that not only

from K through 12, they also wanna

711

:

know how to get money for college.

712

:

And since I was able personally to get

a full ride to college, and we've both

713

:

been able to get scholarships for college

to continue from bachelor's to master's

714

:

to doctoral degrees and things like

that that we're working on, you know,

715

:

they want to know how to take their

kids' education all the way through

716

:

college and get that extra support.

717

:

And so that in this module we go into

all that and have, that's why we have

718

:

episodes coming out here on this podcast.

719

:

But in our system, we handle that there.

720

:

And there's a lot of parents that are like

us and they have kids in different ranges.

721

:

You may have the 5-year-old that needs.

722

:

Some Activ, some a Zoom membership.

723

:

And then you may have the 15-year-old

that needs the dual credit and you

724

:

may have the 18-year-old that needs

money for college, like directly

725

:

going to university or something.

726

:

And so there's just a lot of things that

you need to pay for and there's a lot

727

:

of resources there, and you need a plan.

728

:

So again, every single one of these

modules is my favorite, as you can tell.

729

:

That's right.

730

:

That's right.

731

:

And finally, to put a nice cherry

on top of this entire program and.

732

:

And, and also just this conversation

because we're talking about these

733

:

steps and they're because they're

in the course, but these are also

734

:

the things that we truly believe

will help you radically transform.

735

:

Your finances and your career to

optimize your financial abundance

736

:

as a homeschooling family.

737

:

And so that brings us to step number

five, module number five and that

738

:

is magnetic money Multiplication.

739

:

Learn how to scale up

your money making success.

740

:

So this is a game changing model module.

741

:

And lessons include the homeschool

money, CEO formula number two, from

742

:

side hustle to sustainable profits.

743

:

And number three, the Time

Rich Money Smart plan.

744

:

And so in this module, I'm not

gonna say it, but I am gonna say

745

:

it, it's one of my favorites, right?

746

:

Because.

747

:

I love the, I love

planning, I love systems.

748

:

I love processes, I love rhythms.

749

:

This module is where

we talk about all that.

750

:

So if you have your budget, well,

you're the queen of all of that,

751

:

and you do it for our lives.

752

:

I mean, that, that's what you do.

753

:

I mean, down to a list, a daily, literally

a daily list of things to do for me.

754

:

It's, it's just one of the, the

really great ways that you are just

755

:

been a blessing to me and giving

me a daily list of things to do.

756

:

Certainly that's something that I

could, can and should be doing for

757

:

myself, but you do it for me and

you even make 'em in pretty colors.

758

:

And I absolutely love seeing my

list of things to do at my desk

759

:

every day because as you always say

if you just are able to get three,

760

:

the best CEOs, the most effective

CEOs, if they could just get three.

761

:

Things done in a day.

762

:

They've done their jobs well.

763

:

Yeah.

764

:

I love working with you and being

able to be on the same path and

765

:

have leave my love notes and mm-hmm.

766

:

You know, leave the little hearts

and the colors and everything and

767

:

just know that we're on the same

page going towards the same goals.

768

:

And so that just takes organization

and being on the same page.

769

:

And so now one of my favorite things is.

770

:

With the kids, how we've created

the SOPs, the standard operating

771

:

procedures for all the different things

that we need to happen in the house.

772

:

It's just a fun activity.

773

:

And they love it.

774

:

They love having order.

775

:

They love knowing what to expect.

776

:

They know they love when we

say, Hey, it's dinner time, and

777

:

you are the chef in the family.

778

:

Mm-hmm.

779

:

And so, hey, when Daddy says.

780

:

It is time y'all hit the dinnertime, SOP

and make sure all y'all stuff is ready.

781

:

I love that.

782

:

It's like one of those marble runs.

783

:

I love that, you know, the,

everything working together, but

784

:

that's what is the secret to making

everything work and be productive is.

785

:

You need to have a way to know

that you're gonna get it all done.

786

:

Yeah.

787

:

That's what everybody wants to know.

788

:

How do I homeschool?

789

:

How do I actually run

a business from home?

790

:

Or if you have a remote

job, how do you get it done?

791

:

Yeah.

792

:

Everybody's asking the same question

no matter what you're doing.

793

:

And so in this module, we talk

about the what to delegate, what

794

:

to, you know, outsource what?

795

:

To just eliminate what To

start, stop, keep what?

796

:

Who to hire, where to hire somebody.

797

:

How to incorporate AI to be helpful.

798

:

All these different things that help

you create a home that is organized

799

:

enough so that you have the time to run

a business so that you have the time

800

:

to have business meetings with your

partner who is your spouse, and you know.

801

:

Be able to meet with your kids and

have them on the same page and want

802

:

to have a home that is running.

803

:

All the things that that come

with that is in this module,

804

:

and that's how we multiply.

805

:

Because if you have a side hustle

right now and you've shown that people

806

:

will buy from you, then you can turn

that into a sustainable business.

807

:

If you just had more organization, more

help a team or just outsourcing or.

808

:

Just more vision for where

you want to take that.

809

:

If you already have something small

that's working, it could go bigger.

810

:

So a lot of families already have

the resources they need to be able

811

:

to free themselves up to homeschool,

and they just need that direction.

812

:

A lot of times that comes by first, like

in sex section four, being able to know

813

:

how to set up a business that maximizes

their profits and then supplement that

814

:

business with all the free money, but

then also having all the home systems.

815

:

That allow them to have the

time to even think about it.

816

:

Yeah.

817

:

So all of these systems, so

together, so this, so like this,

818

:

step number five, you know, you have

a master's degree in life coaching.

819

:

Okay.

820

:

And as far as like you've read, probably.

821

:

At least probably a hundred books on

management business management, management

822

:

in in companies time management for CEOs

you know, traction you know, E-S-E-O-S.

823

:

You have read.

824

:

All about being an entrepreneur and the

best operating systems for running a

825

:

business, scaling up a business, managing

your time, and being super pro productive.

826

:

And that is what Step five is all about.

827

:

Because if you have a plan, if and if

we help you fix up your sales funnel.

828

:

And help you plan your lunch in step

number four for your dream business.

829

:

But you wake up on Monday morning

after we've laid everything out on

830

:

the previous week and you're hit with.

831

:

All of the fires that you have to put out

on a daily basis with running a household

832

:

of full of kids and homeschooling and,

you know tending to, to house and home and

833

:

to your husband or wife and all of your

family and your in-laws and all the things

834

:

that there are to doing a day likely.

835

:

You're going to be frustrated months

down the line when you've not even

836

:

cracked open the first step in executing

on the plan that you have on paper.

837

:

So that plan would be

worth nothing to you.

838

:

If you have not set aside

the time to implement it.

839

:

And so step number five is critical

because it is like the delivery system

840

:

for everything that we have talked

about and helped you set up before.

841

:

And steps number three

and steps number four.

842

:

It helps to ensure that you execute

on what you have learned and what

843

:

you have planned and all of that

through this course, up to this point.

844

:

And a big thing that we talk about

as well is energy management.

845

:

Mm-hmm.

846

:

Because when you talk about how are you

gonna get it all done, how are you gonna

847

:

have the energy to get it all done?

848

:

Even if you have an amazing

plan and everything looks great

849

:

on paper, if you have not.

850

:

Build your life to where you can get the

sleep you need, the re, the exercise you

851

:

need, the nutrition you need, and just

like the take care of the mental load

852

:

of life and all the emotional things

that happen and creating the margin

853

:

for unexpected grief or something.

854

:

You know, if you haven't thought about

those things, then whatever plans you have

855

:

on paper are not going to work anyway.

856

:

And we've experienced that.

857

:

We've had to be here, we've

been married 23 years.

858

:

And we have gone through a lot of things.

859

:

Yeah.

860

:

And we have still had to consistently

show up in a, in a industry online

861

:

that is constantly changing.

862

:

Yeah.

863

:

So you're constantly changing and

having to go to funerals, having to,

864

:

you know, deal with all the issues.

865

:

Of, you know, having kids and raising

kids and all the things going on

866

:

in the world and all the things

that just happen personally, and

867

:

how do you stay consistently on

your path without breaking down and

868

:

getting completely out of the game.

869

:

And so you can actually predict when

someone is on the path to burnout.

870

:

And I remember talking to someone,

one of our clients, and saying, Hey,

871

:

look, on this path you're on, you are.

872

:

Expected and predicted to have

a major health crisis from

873

:

burnout within like two years.

874

:

Yeah.

875

:

Like this stuff is predictable.

876

:

Mm-hmm.

877

:

And so in this module we talk about,

yeah, let's get the system, but the

878

:

person running the system has to be okay.

879

:

And we're constantly talking

about that kind of stuff because.

880

:

Everything always is changing

Whenever you're having kids and

881

:

whenever you're, they, they have all

their different stages of growth.

882

:

The family is, is constantly changing

and so that's why I love this module here

883

:

because we have been able to implement

a lot of things that have been effective

884

:

and we've been able to help people and

help them have effective experiences.

885

:

Mm-hmm.

886

:

And so it's super important your

energy and your plan, they have to work

887

:

together, be so that you don't end up.

888

:

Feeling guilty because you had a plan you

couldn't implement because you got hit.

889

:

Mm-hmm.

890

:

Or because you just couldn't even show up.

891

:

That's right.

892

:

And so that's what I like about that.

893

:

That's right.

894

:

So this is a, a full system and

whether you were to invest into the

895

:

system or not, or if you just take

these steps and understand that.

896

:

Your homeschool money makeover requires

you thinking about all of these things.

897

:

It requires, it's likely gonna require

you getting real about the cost of

898

:

homeschooling so that you actually know

what you're actually up against and

899

:

what you're facing when you're making

the decision to decide to homeschool.

900

:

It's not just free education.

901

:

There's a cost and a price

to pay with, with free.

902

:

And so it is moving on to step number two.

903

:

And, and going through the ex

exercise of maximizing $1,000, which

904

:

will prepare you to be a better

money manager and a better steward.

905

:

Of a $1,000 a month or $1,500 a month, or

$2,000 a month budget for your, for your

906

:

children or, or $500 a month budget for

your children going through that exercise.

907

:

And step number two is gonna help you be

better with that, and that prepares you

908

:

then for step number three, which is full

scale all out getting financially fit,

909

:

learning how to count every single dollar.

910

:

Set aside your emergency fund build

savings, get on a, a path towards

911

:

a, a, a well thought out investment

program and protecting what you

912

:

have with the proper insurances and

making sure that your family's okay

913

:

and making sure that you're set up.

914

:

To build true legacy wealth,

even without being a person who

915

:

makes a million dollars a year.

916

:

You can do that if you go about

it and you follow the steps.

917

:

Step number four.

918

:

If you then take the skills that you

have been using in the marketplace and

919

:

you bring those and you wanna homeschool

and, but you don't mind starting a, a

920

:

part-time business or side hustle you

can do that and you can do that with

921

:

the frameworks that we give you, which

are very streamlined and efficient.

922

:

There's just a few things that

you need, and if you keep.

923

:

These things in mind, these steps in mind.

924

:

You'll build an an efficient sales

funnel process, pipeline process to

925

:

generate leads in your business venture

and convert those leads into sales.

926

:

That's called a sales funnel.

927

:

When you are, whenever you're doing that,

that's some businesses call it a pipeline,

928

:

you can use those interchangeably.

929

:

But that's the world that

I live in, is sales phones.

930

:

I live.

931

:

The last 17 years in a sales funnel with

the 300 different clients that I've worked

932

:

with, entrepreneurs that I've worked with,

and helping them launch and streamline

933

:

their sales funnels for maximizing

lead generation sales potential.

934

:

And so that's what you're gonna

have to be thinking about.

935

:

If you're talking about building a

business for yourself, whether it's a

936

:

self-employment thing or you, you plan

on building a bigger business with

937

:

more staff and employees involved.

938

:

And then step number five, which is

all about making the time in your

939

:

schedule and being able to show up

with the energy that it will take in

940

:

order to do steps one through four.

941

:

Right?

942

:

The steps, the, the,

the having the energy.

943

:

To become financially fit and having the

energy to build your business, you won't

944

:

get it done if you don't have the energy.

945

:

And if you don't make the time in your

schedule, your daily schedule, your

946

:

real life we all know life, be life in.

947

:

And if you don't make the real time

in your schedule on a daily basis

948

:

to do that, it will not happen.

949

:

And so that's everything

you need to think about.

950

:

In order to experience your

homeschool money makeover, we hope

951

:

that you have enjoyed this episode.

952

:

We cannot wait to see you in the next one.

953

:

Outro: If you like today's episode,

make sure you tap the follow button

954

:

so you never miss a thing, and if it

help you share it with a friend or your

955

:

homeschool group sharing is caring.

956

:

Do you love free stuff?

957

:

Like me?

958

:

Sign up and watch our free games

class called Get 30,000 a year

959

:

to Find Your Homeschooling.

960

:

With our nine to five job, when you sign

up, you'll gain instant access to a class

961

:

and you'll get our weekly newsletter.

962

:

For tips and strategies to make your

homeschooling journey affordable,

963

:

go to homeschool money.com

964

:

and register right now, ready

to get your homeschool money.

965

:

Head over to homeschool money.com

966

:

to enroll in the full Homeschool

Money Makeover course.

967

:

You'll get the tools, templates,

and step by step help to

968

:

find your first $1,000 fast.

969

:

And create 30,000 or much more every year.

970

:

Each module of this program is designed

to transform your finances and help you

971

:

experience financial abundance, so you

have the flexibility and lifestyle freedom

972

:

to homeschool your children with a nine

to five job and without sacrificing.

973

:

And right now we have an amazing limited

time offer that gives you huge savings

974

:

and bonus gifts you're going to love.

975

:

Go to homeschool may.com

976

:

to enroll today, and don't forget

to give us some love with the

977

:

five star rating and review.

978

:

It'll help more people find ourselves.

979

:

Have a great day.

980

:

Bye.

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About the Podcast

Homeschool Money
The original homeschool self-funding program that transforms intentional parents into financially abundant home educators!
Discover how to make $10,000–$30,000 a year without a 9–5 job and 'self-fund' your homeschooling journey!
What if you could fully fund your homeschool journey—without financial stress, and without clocking in to a traditional job?
Welcome to the Homeschool Money Podcast, the first and only show dedicated to helping homeschool parents budget better, choose elite-level curriculum while saving money, generate more income for flexibility and profit, and access little known grants, scholarships, and ESAs. We help families self-fund their homeschool lifestyle for freedom and abundance.
If you've ever asked:
“How can I afford to homeschool?” — you're in the right place!
Join Anthony & Crystal Obey—23 years married, 14 years homeschooling, and parents of 5—on a mission to deliver $1 Billion in funding to the homeschool movement by teaching 100,000 families how to earn an extra $10K–$30K a year with their comprehensive method.
🎯 Each episode is packed with:
✨ Inspirational stories & mindset breakthroughs
💵 Practical budgeting & personal finance tips
💼 Career transitions, side hustles & mom-friendly business ideas
📚 Updates on homeschool scholarships, ESAs, and funding programs
💬 Honest conversations about making more money without a 9–5 job

Whether you're a new or seasoned homeschool parent, this podcast will help you say goodbye to financial sacrifice—and hello to flexibility, fulfillment, and family-first living.

Subscribe now to discover:
✅The top money strategies for homeschool moms
✅How to homeschool debt-free
✅How to build income that fits your family life
✅How to win full-ride college scholarships for your teens

Ready to self-fund your homeschool so you can give your kids an elite-level education and epic childhood without financial sacrifice and struggle?

Follow the Homeschool Money podcast now—and please share it with your homeschooling friends, family, and co-ops. They’ll thank you later.

About your host

Profile picture for Anthony Obey

Anthony Obey

Anthony is a world-class Sales Conversion Copywriter and Digital Marketing Consultant with a proven track record since 2007. He is the co-founder and COO of LIFE AND LAUNCHES - a digital marketing consulting and coaching company with his wife, Crystal Obey. Having worked with hundreds of companies worldwide, Anthony and his wife Crystal run LIFE AND LAUNCHES, offering results-focused strategies to clients. They recently launched Homeschool Money, a program and podcast helping 100,000 parents self-fund their homeschooling journey by answering the #1 question: "How can I afford it?" Married 23 years with five children, the Obeys live in Dallas, Texas, where they enjoy homeschooling and family activities.