8 Ways to Build a Daily Money Affirmations Routine That Finally Sticks

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Hello homeschoolers.

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Today we're going to talk about

eight ways to build a daily money

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affirmations routine that finally sticks.

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Here's how to integrate daily

money affirmations into your

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life for maximum impact.

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Intro: A fast growing number

of parents are starting their

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homeschooling journey while others

have been homeschooling for years.

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All of these parents are asking one big

question, how can I afford to homeschool?

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We are here to answer that

important question once and for all.

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Hi, I'm Crystal Obby.

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And I'm Anthony Obby.

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We've been homeschooling our five

kids for 13 years and we funded it.

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Through our online consulting business

that we've been running for over 17

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years now, we're combining Crystal's

financial coaching expertise with my

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digital marketing background where I help

entrepreneurs launch and sell online.

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We're here to help fellow homeschooling

parents self-fund their homeschool

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journey and create lifestyle businesses.

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For financial freedom without a nine to

five job, are you ready to start living

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life on your own terms and make your

homeschooling experience a lot more fun?

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Well then sit back, crank up

the volume, and enjoy this

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episode of Homeschool Money.

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Welcome, welcome.

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Welcome to the show everyone.

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I'm your host, Anthony Obby.

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I'm Crystal Obby and we are so

excited to talk about eight Ways

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to build a Daily Money affirmations

routine that finally sticks.

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In that last episode, we really

laid out the benefits of doing daily

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money affirmations this is the part

of the foundational step of the

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Homeschool Money Makeover program.

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In step one we talk about mindset.

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We have to build on a foundation of

mindset because that's where it all begins

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and ends for every single one of us.

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Oftentimes, it is not a matter of you

not being able to make more money.

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It's a matter of you don't

think you can or you may not

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think that it's important to.

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For some of us, we maybe trick

ourselves or maybe we're just

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not aware of the actual need.

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We think that homeschooling is going

to be free when you go into it.

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And that is why in our free class,

on this topic that we share and we

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invite you to go and listen to fully.

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One of the things we talk

about as a foundational topic

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is the true cost of free.

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When it comes to homeschooling.

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Nothing is free and you can do

homeschooling very inexpensively,

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but it's not going to be free.

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And so when you come to grips

with that and you have a true

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assessment of what your need is.

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Then you somehow gain the fire, the

motivation in your belly to do what

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needs to be done so that you can

homeschool your children and transfer

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your economic skills into ventures that

allow you to have the flexibility to

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homeschool your children and be able

to make money and maximize your income

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potential as a homeschooling parent.

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So once you have the understanding

of how important it is to have daily

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money affirmations, it's important

to understand how to actually

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implement it into your daily schedule.

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Because everyone's already so busy

and you know, you have to homeschool,

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you have to run your business or,

or work your remote position, or you

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have to just take care of your home.

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Everyone has all these different priority.

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It things to place into their

schedule, and it's like, I

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don't need one more thing.

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But if you understand how important it

is to start your day right with your

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affirmations and have that foundation,

then you'll understand that it's something

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that can't really be skipped on because

it's actually something that's going to.

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Make the whole day better.

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Having your mind right is gonna

energize you and make you have

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a more powerful experience.

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And so that's why it's so important

to understand not only the

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benefits of affirmations, but then

also have the support on how to

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actually put them into your time.

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That's right.

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And so let's get straight into it.

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Number one, choose the

right time and place.

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Now what I've found is that you

can be successful at anything

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you want to do if it's important.

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So sometimes people talk about.

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What time is the best time

to homeschool your child?

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Well, some people work different schedules

and they need to homeschool more in the

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evening or on the weekend, or some kind of

flexible schedule is not always the first

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thing in the morning or in the afternoon.

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So.

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You can be successful even

with homeschooling at any time.

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But if you have the opportunity and you

have the flexibility to many times, the

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best time to do something that's important

to you is going to be in the morning

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because it's the first part of the day.

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And that way, if you get important things

done at the first part of the day, then.

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It's already done and

it can't be overlooked.

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It can no, no distractions can come

and you just start your day off, right?

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And so the second best time

to do things is at bedtime.

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And those two times morning time and

bedtime are super effective because that's

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when your mind is super receptive to

whatever you're doing right when you get

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up and right when you're going to bed.

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So if you have the chance,

you have the flexibility.

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Use the morning time or bedtime

to do your money affirmations.

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Comm 1: Hey, real quick, if you're liking

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episode with a friend, your

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They'll be glad you did.

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Now, back to the show.

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One way you can make sure to do that is

by pairing it with one of your habits that

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you have in the morning or at bedtime.

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So if you're a person who gets up

and drinks coffee, or you go for a.

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Or at nighttime, but just

say before you go to sleep.

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That's one thing that I was

just talking to our son about.

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One way that I did my Bible reading

all the way from teenage my own teenage

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years, all the way up until adulthood was

I read my Bible every night before bed.

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And so it wasn't a specific time,

it was always just before bed.

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And so I was telling him, whenever

you build your habits in based

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on your actual routine, then.

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That's how you can make sure to

do things and not have to have 'em

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specifically on the, on the, on the

schedule and so, or on the clock, right?

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And so.

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When you pair this habit of doing your

morning affirmations or your bedtime

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affirmations with the other things that

you do in the morning or at bedtime, then

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it makes it pretty simple and automatic.

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It's, you know, I do my skincare and then

I do my affirmations, and then I read a

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little bit and then I go to sleep, or I

get up, I drink my water or my coffee, I

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go for a walk and I do my affirmations.

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It's very systematic and

it's an incredible way.

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To stack all of your habits and for right

now, talking about affirmations, those are

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the two powerful times to implement them.

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Yeah, and I like this because Crystal,

you know, we are increasingly working

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with more either entrepreneurs who

are targeting the homeschooling

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niche, or we're working with

actual homeschoolers who are.

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Pursuing their entrepreneurial

endeavors to afford it.

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And that's what that, you know,

that's why it's a focus for

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us within homeschool money.

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We've seen the mindset of, some

folks is beneficial towards

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the growth of their business.

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And some maybe struggle with that

and have a more closed mindset.

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That limits them and the opportunities

that they can take advantage of.

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And so anything that could

help a person implement.

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Their daily money affirmations is

gonna be a good thing to do, and that's

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one of the benefits of putting your

affirmations in the morning because

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then you get the benefit of having the

whole day impacted by your affirmations.

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If you start the day off and then you're

going and feeling great at all your

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meetings while you're homeschooling your

kids, just all your decisions, everything

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is gonna be in a different attitude.

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Yeah.

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And so it can be convenient to do

it and go to sleep at night, and

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it's, and, and that's very powerful.

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But if you can start your day with

getting your mind right, your whole

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day is just gonna be different.

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So I would recommend, if at all

possible, starting the day with it.

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But I always tell people

to do what works for them.

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Something is better than

nothing, and it works either way.

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But the number one way is gonna be to

do anything that just has to be done.

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Do it in the morning, get it

done, and have the rest of

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the day to enjoy the benefits.

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That's right.

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A second way to build a daily.

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Money, affirmations routine

is to use the right language.

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This is incredibly important because

when you speak in the present tense,

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like I am financially empowered,

that sounds different to your brain

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and your brain actually listens to

what you say the same kind of way

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as when someone else is saying it.

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So it's kind of like you're

programming your brain.

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So when you say, I am something,

it's different than I will be.

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Because I will be is in the future, and

you want to go ahead and be taking on the

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identity of someone who is financially

empowered or I have all the money I need

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to homeschool my kids, things like that.

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The affirmations that you say to yourself

in the present tense are going to be.

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Received in a way that helps you actually

feel different and how you feel and how

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you think are very much intertwined.

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And that will affect the results that

you get because how you think impacts

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how you feel, and then it impacts your

actions and that will impact your results.

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And so whenever you use that present

tense language, it is another hack to

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help you be able to get better results.

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You wanna avoid using negative phrases

because it's better to say, I am

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courageous rather than, I am not afraid.

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You wanna say what you are, you wanna

speak to yourself in the positive.

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Not in a defensive mode, but in an,

in an aggressive, proactive mode.

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Yeah.

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The same way that you

would empower someone else.

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You want to empower yourself.

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That's right.

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I am Fill in the blank of what you want

to be instead of playing off of a defense.

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I don't want this, or I am not that.

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That, that positive position saying

what you are versus what you are not.

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Is, is a positive way to go, and that's a

stronger way to submit something down into

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your, into your mind and into your, into

your psyche and solder that into your,

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into your soul so that you feel good.

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We always go for what we want

and naturally just go away

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from what we want to avoid.

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Yeah.

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You want, you wanna talk

about what you aspire to be.

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Right.

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And that's, it's all about getting

yourself in the mindset of being able

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to go and do the things and being.

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Having your actions aligned

with the identity that you want.

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That's right.

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So that's what's gonna help you

and give you that extra boost.

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That's good.

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So another way to build a daily

money affirmations routine that

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finally sticks is to number

three, engage multiple senses.

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Comm 2: Hey, friend, quick break.

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If you're ready to fund your homeschool

without relying on a nine to five

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job, you have to check this out.

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We're giving you instant access to.

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Our free class is called Get 30,000

a year to Fund Your Homeschool

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Without a nine to five job.

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In just 90 minutes, you'll learn

how to create consistent income.

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Afford a world-class education for

your kids and get the lifestyle freedom

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you deserve, that's gonna give you

more time to invest into the people

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that matter the most, your children.

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This is the system that changed everything

for us, and it's changed everything

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for hundreds of other families too.

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Go to homeschool money.com

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to register and watch the free

class on demand and get our

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newsletter full of tips and support.

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Don't wait.

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Your freedom starts right now.

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That's right.

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If you say your affirmations out

loud, you're going to hear them

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and you're going to feel them if

you just keep 'em in your head.

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Yes.

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That's great.

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To say them in your head and just by

thinking about them, that's going to be.

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Helpful to you, but whenever you,

like I was just saying, when you

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say the words out loud, you have a

voice going into your ears and your

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brain receives that differently.

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And then also just the energy

of your actions with it.

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Like imagine standing in the mirror

looking at yourself saying, I have all

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the money I need to homeschool my kids.

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You have energy with that.

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You know you're moving your hands.

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You can see your eyes,

you can smile at yourself.

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You want to do that, and so

you can feel where you are.

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You can see where you are,

you can hear where you are.

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Just all these different ways that makes

it more real to you than just thinking it.

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And so we wanna be super engaged and,

you know, vi visualize your success

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and be emotional with it whenever

you're saying your affirmations.

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Yeah, like whenever I go to

the gym it's, it's my sport.

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It's what I enjoy doing.

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And before I do, and let's say I am gonna

do bench press today, I I, I visualize

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and I even try to feel what it's gonna

feel like to put the number of plates

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on each side that I am trying to lift.

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It's my goal and a part

of my own personal.

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Sport of one to get to a certain, you

know bench press number for the year.

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And so I'm always trying to up it

every, every week or I'll make a cycle

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of making sure to increase my weight

towards that big number every month.

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And, and so before I get in

there, I do visualizations.

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I'll even like maybe hit

on my chest a little bit.

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And that's a way of tricking myself

into sort of feeling how to feel

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whenever I'm underneath that weight.

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And you know, I kind of, you know,

kind of flex my arms and that kind

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of thing and get my triceps ready.

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It tho that's a part of my visualizations.

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I'm engaging multiple senses

to prepare myself for that.

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I do the same thing

before going for a run.

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Imagine being in the

hot and imagine when my.

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You know, my feet are hurting or whatever,

from the concrete and, and everything.

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And that is preparing me for

what it is gonna feel like, you

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know, at the, at the second mile

point or at the third mile point.

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And and so it's so important, as you said,

to engage as many senses as you possibly

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can towards your daily money affirmations.

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And that is going to help you possess and

truly become on the inside the person who.

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Actually is attracting and making more

money for yourself and for your children,

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so you could afford homeschooling easily.

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Okay, so let's move on to number four.

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Another way to build a daily money

affirmations routine that finally

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sticks is to make them visible.

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This is one of the my funnest

ones that I like to do because I

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like creating things to inspire.

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Like even whenever I make my list

of things to do, I like using

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different colored markers and I

always use different colored markers.

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And I say, okay, like right now.

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It's October, and what did I do?

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I used orange and red for my

list of things to do and for

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our monthly family calendar.

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'cause I'm like, well,

this feels like fall.

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So this whole month, as I'm looking at

our goals, looking at our activities

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and all the outdoor concerts and

all the things that we have planned,

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it's all in the fall colors.

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And I just, mm-hmm.

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I absolutely love it.

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And so when you make something visible.

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It just encourages you and so your

affirmations are the same way.

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I like to get journals, I love journals.

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I love getting journals that

are like my color of the year.

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I like journals that have, you know,

scriptures or great sayings on the

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front, and so that is super helpful

for me to write down my affirmations,

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my thoughts and things like that.

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And plans and goals.

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Also putting things around your house.

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On the wall, those are called anchors.

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And so when you put maybe a little symbol

of something on your desk that reminds

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you of what you're trying to do, or you

cut out some pictures and make a, a vision

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board, something to make what you're

trying to do visible in your, on your,

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on a mirror, on your desk, on a in, in

your wallet, you know, some people like

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to carry around things in their wallet

and pull that out every now and again to

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remind them of what they're trying to do.

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And even.

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If you don't have something physical,

you can use digital reminders.

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You can make, you know, screens,

string covers and everything

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on your computer that pop up.

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Yeah.

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Pictures that pop up.

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Or even voice recorded.

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Affirmations.

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I know what we did one time

was we just recorded some

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affirmations that we were doing.

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Mm-hmm.

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So then it's in your own voice.

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Yeah.

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And so I like doing that.

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I like even doing the.

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Recording the affirmations and

then putting it with a playlist.

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: 00:18:15

Yeah.

312

: 00:18:15

And doing like my own,

like hype up playlist.

313

: 00:18:17

Yeah.

314

: 00:18:18

With my affirmations.

315

: 00:18:19

Yeah.

316

: 00:18:20

And so making things visible and to where

it's inspiring you throughout the day.

317

: 00:18:26

Everywhere you go in

different rooms in your car.

318

: 00:18:29

In your office that is gonna make it

more real and help you build that into

319

: 00:18:33

your life to where every time you look

at something, look at those things,

320

: 00:18:38

you're getting an extra boost to keep

you moving along on your ultimate goal.

321

: 00:18:42

That's right.

322

: 00:18:43

That's good.

323

: 00:18:44

Number five.

324

: 00:18:45

Combine your daily money affirmations

with visualization and gratitude.

325

: 00:18:54

So one thing that's important is

whenever you're visualizing what you

326

: 00:18:58

want and doing your affirmations.

327

: 00:19:01

It's a, and, and what you may be

wanting is, you know, of course

328

: 00:19:04

more money, bigger bank account

balance, a, a, a lifestyle change.

329

: 00:19:10

You know, just more activities,

more curriculum, more relationships.

330

: 00:19:14

You're it's in a, you're in

an attitude of wanting more.

331

: 00:19:17

But we also want to combine that

with the gratitude of what you have

332

: 00:19:22

now, because it's not all about

just looking to the future and

333

: 00:19:27

saying, this is more what I want.

334

: 00:19:29

It's all about also saying, I'm thankful

and grateful for what I have right now.

335

: 00:19:34

And so whenever you're able to look

at and appreciate all the blessings

336

: 00:19:40

that you already have, like if you

sat down right now and counted.

337

: 00:19:43

What's 25 things that we have right now

in our homeschool life that is beneficial,

338

: 00:19:48

that's helpful, and that's letting us

actually succeed right now, even though

339

: 00:19:52

we don't have all those other things.

340

: 00:19:54

That makes you feel content and it

makes you feel abundant right now.

341

: 00:19:59

And in that abundance, then you visualize

what else you want because we don't

342

: 00:20:04

want you to like visualize all these

things that you want, and then you

343

: 00:20:08

start feeling like really in lack, that

can actually backfire on you, right?

344

: 00:20:12

If you're constantly.

345

: 00:20:13

Visualizing into the future, you

need to be present right now.

346

: 00:20:17

And so gratitude is a

super important thing.

347

: 00:20:21

You already have a lot

that you can be maximizing.

348

: 00:20:25

But it's okay to need more.

349

: 00:20:27

So it's like we have five kids, we

have a lot of great things going

350

: 00:20:31

on, but of course there's some

other things that we want to do.

351

: 00:20:34

There's nothing wrong with that.

352

: 00:20:35

And acknowledging that is the first

step to being able to have it.

353

: 00:20:39

And that's how you won't ever

plateau and run into any, you know,

354

: 00:20:43

negative, you know, consequences or

anything of these kinds of things.

355

: 00:20:47

So you start with your gratitude and you

visualize the next things that you want.

356

: 00:20:53

Those are like.

357

: 00:20:54

The, the, the, the

double combo right there.

358

: 00:20:57

I'm glad that you spoke about this

and talked about this because we

359

: 00:21:01

don't want to create discontent by

Yeah, that's the word right there.

360

: 00:21:05

Discontent.

361

: 00:21:06

Yeah.

362

: 00:21:06

Discontent by just looking to

what we want and what, and, and

363

: 00:21:11

looking at ourselves now as though

we are just completely lacking.

364

: 00:21:15

Yeah.

365

: 00:21:15

So being grateful for what we have and

what we've been given now is so important.

366

: 00:21:21

And looking and then properly framing

the things that we want in the ways

367

: 00:21:28

that we want to grow in our finances.

368

: 00:21:30

And it helps to sort of test out

the reasons why we wanted that.

369

: 00:21:34

Are we just wanting that so that we can

just take more trips so that, so that we

370

: 00:21:38

can just buy, you know, better things?

371

: 00:21:42

Or is there some framework for our

futures, for ourselves and for our kids?

372

: 00:21:48

That we are wanting to increase our

resources for, so to create more

373

: 00:21:52

opportunities for them to prepare

for retirement in a better way

374

: 00:21:57

and or to, you know, up-level your

equipment so that you can have a, a,

375

: 00:22:02

a well-equipped homeschooling space

or home and those types of things.

376

: 00:22:06

So it's okay, as you said to.

377

: 00:22:08

Want to make more money we just have

to pursue that and frame that stuff so

378

: 00:22:13

that we're not like being in a place

of discontent and living in that place.

379

: 00:22:18

Yeah.

380

: 00:22:18

'cause you wanna enjoy the process.

381

: 00:22:20

That's right.

382

: 00:22:20

You don's don't wanna feel like,

oh, I don't have anything and

383

: 00:22:23

that's why I want something.

384

: 00:22:24

It's way better to appreciate what you

have and from there, just keep continue.

385

: 00:22:31

With your next level.

386

: 00:22:32

That's good.

387

: 00:22:33

Yeah.

388

: 00:22:33

Number six.

389

: 00:22:34

The number six way of building a

daily money affirmations routine is

390

: 00:22:39

to align it with financial action.

391

: 00:22:43

Comm 3: Hey, I hope

you're enjoying the show.

392

: 00:22:45

We'll get right back to the

discussion, but I do want to talk

393

: 00:22:48

high level with you real quick.

394

: 00:22:50

You see, transforming your

finances so you can self-fund your

395

: 00:22:53

homeschooling journey without a nine

to five job takes a roadmap, right?

396

: 00:22:57

And you may be wondering,

where do I even start?

397

: 00:23:01

Start at step one.

398

: 00:23:02

Our Homeschool Money Makeover

program breaks it down into five

399

: 00:23:06

practical steps that help any family

achieve a financially abundant.

400

: 00:23:11

Homeschooling lifestyle.

401

: 00:23:12

Step one, install the

abundance Operating system.

402

: 00:23:17

Most people believe that they

need two, nine to five jobs to

403

: 00:23:21

make it in America the truth.

404

: 00:23:23

With all the technology and the tools

available today, there's never been an

405

: 00:23:27

easier time to generate six figures.

406

: 00:23:29

A year in income working just 15

to 20 hours a week than today.

407

: 00:23:35

When you have a strong why for

homeschooling and you know the

408

: 00:23:38

real costs, you unlock the courage

that you need to become a money

409

: 00:23:42

magnet without a nine to five job.

410

: 00:23:45

Step two, get crystal clear about what

you're gonna do with your first $1,000

411

: 00:23:51

that you make outside of your day job.

412

: 00:23:53

Write down specific homeschool needs

that a thousand dollars can cover.

413

: 00:23:58

Yes, this is a small amount, but if

you can learn how to set a target

414

: 00:24:02

of make your first thousand dollars

outside of your nine to five job,

415

: 00:24:06

that's going to set a fire in your belly

and the determination that you need.

416

: 00:24:11

To make the next a

hundred thousand dollars.

417

: 00:24:14

Step three, find all the money

falling through the cracks in

418

: 00:24:18

your budget with Crystal's.

419

: 00:24:20

Three financial coaching certifications.

420

: 00:24:22

Listen, she's gonna help you be able to

streamline your budget and free up money

421

: 00:24:27

without sacrificing your favorite things.

422

: 00:24:30

You can't build a strong financial

future with money falling

423

: 00:24:33

through your pockets, right?

424

: 00:24:34

So let's plug up the leaks.

425

: 00:24:36

Step four.

426

: 00:24:37

Discover new ways to make money

and claim free money available

427

: 00:24:41

for homeschooling families.

428

: 00:24:43

We discuss grants scholarships,

proven fundraising opportunities

429

: 00:24:47

that Savvy Homeschoolers are using,

and we show you how to use them too.

430

: 00:24:52

Step five, launch or Scale your

Moneymaking Success System to completely

431

: 00:24:57

replace your nine to five job income.

432

: 00:25:00

Whether it's a side hustle, a freelance

work, or a new business, identify

433

: 00:25:05

your single most viable opportunity

and turn that into $3,000 in income.

434

: 00:25:11

$5,000, $10,000 a month in

income or whatever you need

435

: 00:25:16

to feel financially abundant.

436

: 00:25:18

Implementing these five streamlined

steps will make you feel more

437

: 00:25:23

financially empowered than ever before.

438

: 00:25:25

You'll gain the momentum that

you need by step number five

439

: 00:25:29

when you're making more money.

440

: 00:25:31

You're going to feel

unstoppable financially.

441

: 00:25:34

Through our marketing consulting

business, we've helped literally

442

: 00:25:37

hundreds of entrepreneurs

build online selling machines.

443

: 00:25:40

That's what we do in our business life

and launches, and we share our million

444

: 00:25:44

dollar automated selling system with you.

445

: 00:25:47

Inside the Homeschool

Money Makeover program.

446

: 00:25:51

Inside the course, you're gonna get

all the video lessons, worksheets,

447

: 00:25:55

templates, and guides that you need

to walk through all five of the

448

: 00:26:01

steps to transform your finances.

449

: 00:26:03

And right now, during our special

introductory offer period,

450

: 00:26:07

you'll get bonus gifts plus our

lowest enrollment price ever.

451

: 00:26:11

Making it easy to enroll and make

your first thousand dollars back.

452

: 00:26:15

Fast.

453

: 00:26:16

Go to homeschool money.com

454

: 00:26:18

to watch our free class, and then you're

gonna get an inside look at the full

455

: 00:26:22

Homeschool Money Makeover program.

456

: 00:26:24

Don't wait.

457

: 00:26:25

Go to homeschool money.com

458

: 00:26:27

to start the free class and enroll

into the full program today.

459

: 00:26:35

This is super important because we're

not just talking about, you know, saying

460

: 00:26:39

affirmations what we're talking about is.

461

: 00:26:42

How to get to our goals

in a faster, easier way.

462

: 00:26:46

And affirmations are part of that.

463

: 00:26:48

So if you do your affirmations and

you combine it with actions, then

464

: 00:26:54

you create this powerful combination

of, Hey, I did my affirmations and

465

: 00:27:00

I'm also increasing my budgeting.

466

: 00:27:02

So say I do my affirmations, and then

right after that I also take one.

467

: 00:27:07

Financial action, like maybe reviewing

the budget or maybe reviewing some

468

: 00:27:12

investment information or tracking

something or setting or reviewing goals.

469

: 00:27:18

So saying, Hey, in the morning I'm

gonna do my affirmations, and then right

470

: 00:27:22

after that I'm gonna take one minute

or 30 seconds and do at a action that

471

: 00:27:28

also moves me along that habit stack.

472

: 00:27:31

Right?

473

: 00:27:31

There is a combination that will continue.

474

: 00:27:35

Have paying dividends later.

475

: 00:27:37

And so you can use tools to do that.

476

: 00:27:39

So if you have like a budget tracking

software or app and then if you have

477

: 00:27:44

maybe you know, some kind of program

that you're in or anything like

478

: 00:27:48

that, or a journal that you have.

479

: 00:27:50

Something that you're using, that's a

tool that helps you move things along,

480

: 00:27:55

combine that with the affirmations.

481

: 00:27:57

Mm-hmm.

482

: 00:27:58

So A, do the affirmations.

483

: 00:27:59

B, do the tool.

484

: 00:28:01

And so when you do that, that

is going to be a habit that

485

: 00:28:06

gets you more results faster.

486

: 00:28:07

That's good.

487

: 00:28:08

That's really good.

488

: 00:28:10

Number seven.

489

: 00:28:11

This is the seventh way to build

a daily money affirmation's

490

: 00:28:15

routine that's gonna stick.

491

: 00:28:18

It is staying consistent.

492

: 00:28:20

Being consistent is always one of the

things that is recommended anytime

493

: 00:28:25

you're trying to do any type of goal.

494

: 00:28:27

And so whenever you're trying to

start something new like doing

495

: 00:28:31

affirmations, you wanna give yourself

time to be able to even make it

496

: 00:28:35

a root, a part of your routine.

497

: 00:28:37

And so that means remembering that

it take, it can take up to 21 to

498

: 00:28:42

66 days to form any type of habit.

499

: 00:28:45

So just put it on your

calendar and then just keep.

500

: 00:28:48

You know, doing it every

day, just keep showing up.

501

: 00:28:51

And if you do miss a day, just go by that

rule of I never miss two days in a row.

502

: 00:28:56

It's okay, have grace with yourself.

503

: 00:28:58

But just remember that the daily

action of doing something is

504

: 00:29:03

what's going to get you there.

505

: 00:29:05

And it takes time for things to

be just routine and automatic.

506

: 00:29:10

And so consistency is always gonna beat

intensity because think about it, you, if

507

: 00:29:15

you go to the gym and workout really hard.

508

: 00:29:18

For, you know, a week, what

results are you gonna get?

509

: 00:29:21

But you've been working out literally

since you were like a teenager.

510

: 00:29:24

And so I remember whenever we were really

young and I was like, you know what,

511

: 00:29:28

whenever you're older, you're gonna be

that guy that's still in shape because

512

: 00:29:32

you liked being athletic and you liked

working out just for the sake of it.

513

: 00:29:36

You like liked doing it.

514

: 00:29:37

Mm-hmm.

515

: 00:29:38

And so you're gonna have

compounding benefits.

516

: 00:29:40

So now that we've spent, you know, 25

years together, you're reaping some

517

: 00:29:44

of the benefits of being a person

who has consistently worked out.

518

: 00:29:48

And so it is not like you've

out here, been out here, just.

519

: 00:29:50

Working out and competing or something

like that and bulking up and then

520

: 00:29:55

doing that for just a month or two.

521

: 00:29:57

It's been a consistent habit, no matter

when we had kids or didn't have kids,

522

: 00:30:02

and so now you're benefiting from it.

523

: 00:30:03

And it's the same way here

with the money affirmations.

524

: 00:30:07

We are going to have better results if

we make it a part of our daily routine

525

: 00:30:13

and then we do it for the next year.

526

: 00:30:15

That's right.

527

: 00:30:16

That's right.

528

: 00:30:17

So the final way, number eight, the

final way of building a daily money

529

: 00:30:24

affirmations routine that sticks

is adapting and overcoming doubt.

530

: 00:30:30

So this is whenever we have grace for

ourselves because let's say whenever we

531

: 00:30:35

talked about earlier, like saying I am

this, and really owning that identity.

532

: 00:30:41

Well, if you are at a place where you

don't have the confidence yet to say it

533

: 00:30:46

and you won't just go ahead and do it,

then go ahead and adjust it if you need

534

: 00:30:49

to and build yourself up and say, and

use future tense and say, I will, because

535

: 00:30:55

then that's still positive for yourself.

536

: 00:30:58

And so just stay positive and just make

whatever corrections you need to say in

537

: 00:31:04

order for it to be real to you, because

you don't want to lie to yourself.

538

: 00:31:07

Yeah.

539

: 00:31:07

You don't want to feel like, you know,

imposter syndrome syndrome or whatever.

540

: 00:31:10

Exactly.

541

: 00:31:11

Talking to your own self,

your own self will cry out and

542

: 00:31:13

be like, no, you not either.

543

: 00:31:15

Right.

544

: 00:31:16

So Exactly, and so that imposter

syndrome will hit kick up and then

545

: 00:31:20

you'll have a whole different issue.

546

: 00:31:22

And so you want to be flexible.

547

: 00:31:24

The whole point is to have success

and so you always want to just.

548

: 00:31:30

Support yourself and do what you need

to do to be able to stay consistent.

549

: 00:31:35

And then you also want to revisit

and refine your affirmations as your

550

: 00:31:39

goals, you know, continue to change.

551

: 00:31:41

Because right now, here at this time,

you may need to say something and

552

: 00:31:45

then a year from now if you keep.

553

: 00:31:47

Listening to this podcast and you keep

implementing these things, you're gonna

554

: 00:31:51

have different affirmations 'cause you're

gonna be in a different place if whenever

555

: 00:31:55

you start to implement things, you change

and grow and you never stop needing to

556

: 00:32:00

grow and never stop needing affirmations.

557

: 00:32:02

They just change.

558

: 00:32:03

And so right now you may have.

559

: 00:32:06

Had some affirmations from a few years

ago that are outdated and you just need

560

: 00:32:10

to update them and then get them more

into tune with where you're trying to go.

561

: 00:32:14

Now, especially like for us, whenever

we first had our first child, what we

562

: 00:32:19

needed to do was different than what

we need to do now that we have five.

563

: 00:32:23

We're a completely different

family now that we have five

564

: 00:32:26

kids, and so those things.

565

: 00:32:29

Are important to do is to always just

say, Hey, I'm going to review that.

566

: 00:32:33

And we talk about that in another

episode about just having that daily,

567

: 00:32:36

weekly, monthly, annual check-ins

in life on goals and everything.

568

: 00:32:41

And so whenever you update your

goals, you also need to update your

569

: 00:32:44

affirmations and then you also.

570

: 00:32:47

In order to adapt and overcome doubt is

it's important to have that vision board.

571

: 00:32:52

So keeping it in front of you, but

also get yourself around supportive

572

: 00:32:56

communities and supportive people.

573

: 00:32:58

So one part of your

community is this podcast.

574

: 00:33:02

We're here for that reason.

575

: 00:33:04

And then another thing is to just

look at who you're listening to

576

: 00:33:07

and talking to in everyday life.

577

: 00:33:10

And remember that.

578

: 00:33:12

Having more people around you and

having more supportive information,

579

: 00:33:16

content and just inputs, that is

always going to help you get where

580

: 00:33:20

you want to go faster because.

581

: 00:33:23

Any type of resistance to what you're

wanting to do is gonna create more

582

: 00:33:27

friction and it's gonna slow you down.

583

: 00:33:29

So just be aware that it's gonna

be easier for you to overcome.

584

: 00:33:34

Doubt.

585

: 00:33:34

Doubt if you have positive reinforcements.

586

: 00:33:38

And so you wanna do everything you can do.

587

: 00:33:40

When you get up and you're

talking to yourself, you don't,

588

: 00:33:43

you know, we're not there.

589

: 00:33:44

We're not saying find somebody

else to encourage you.

590

: 00:33:46

We're saying get up, encourage yourself.

591

: 00:33:49

Go to sleep.

592

: 00:33:50

Encourage yourself.

593

: 00:33:51

That's right.

594

: 00:33:51

It doesn't really, we didn't, we didn't

talk about what happened in between time.

595

: 00:33:55

It doesn't matter.

596

: 00:33:56

Mm.

597

: 00:33:56

Because, you know, we're taking control of

what we say and do and think on our own.

598

: 00:34:02

I love it.

599

: 00:34:03

And that, yeah, that

way we have more power.

600

: 00:34:06

I love it.

601

: 00:34:06

I love it.

602

: 00:34:07

And that like directly ties into,

and what you're saying is basically.

603

: 00:34:12

Your number one enemy, your number

one battlefield is not the government.

604

: 00:34:19

It is not the economy.

605

: 00:34:22

It is not the marketplace.

606

: 00:34:23

It's not your niche.

607

: 00:34:25

It's not your boss.

608

: 00:34:26

The battlefield is your mind.

609

: 00:34:29

And these daily affirmations and

implementing this Daily Affirmations

610

: 00:34:34

routine is going to help transform

the number one thing that will

611

: 00:34:40

impact and transform your finances,

and that is your very own mind.

612

: 00:34:45

Change your mind, change your

finances, change your life.

613

: 00:34:50

Outro: If you like today's episode,

make sure you tap the follow button

614

: 00:34:54

so you never miss a thing, and if it

help you share it with a friend or your

615

: 00:34:58

homeschool group sharing is caring.

616

: 00:35:00

Do you love free stuff?

617

: 00:35:02

Like me?

618

: 00:35:03

Sign up and watch our free games

class called Get 30,000 a year

619

: 00:35:07

to Find Your Homeschooling.

620

: 00:35:09

With our nine to five job, when you sign

up, you'll gain instant access to a class

621

: 00:35:14

and you'll get our weekly newsletter.

622

: 00:35:16

For tips and strategies to make your

homeschooling journey affordable,

623

: 00:35:20

go to homeschool money.com

624

: 00:35:22

and register right now, ready

to get your homeschool money.

625

: 00:35:26

Head over to homeschool money.com

626

: 00:35:28

to enroll in the full Homeschool

Money Makeover course.

627

: 00:35:32

You'll get the tools, templates,

and step by step help to

628

: 00:35:36

find your first $1,000 fast.

629

: 00:35:39

And create 30,000 or much more every year.

630

: 00:35:43

Each module of this program is designed

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Have a great day.

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